2. Legal Articles
  3. Credit & Debt

REFINE BY AREAS

Search Legal Articles

Legal Articles, Credit & Debt

Understanding How Foreclosure Helps to Safeguard your Assets

Newport Beach Real Estate Attorneys explain how foreclosure is a daunting word that strikes fear into the hearts of homeowners facing financial difficulties. However, with the right knowledge and proactive measures, it is possible to avoid foreclosure and protect your valuable assets. In this blog post, we will delve into the circumstances under which a creditor can foreclose on your assets and explore effective strategies to steer clear of this predicament.

15 FAQ’s about Statute of Limitations, Debt Collection, and Credit Reporting

Learn all you need about the statute of limitations in collection defense cases. What is the "statute of limitations"? Are you obligated to pay your debt after the statute of limitations expires? Find out.

21 FAQ's about "Account Stated"| A Legal Guide in Debt Collection Law

Learn about debt collectors' theory of "account stated" to prove their collection account. Arm yourselves with the best defenses.

When to choose and credit lawyer versus a credit repair company to fix your credit?

In today’s digital world, credit plays a significant role in determining one’s future. Therefore, it’s no surprise that many ask if hiring a lawyer is the right way to fix your credit. Let’s explore the difference between credit repair companies and lawyers.  They each have something unique to offer.  But every situation is individual, and it’s up to you to decide what you need.

Credit Card Debt, Collections Lawsuits, in the Face of Ongoing Unemployment

Credit Card Debt, Collections Lawsuits, in the Face of Ongoing Unemployment

Many Americans Already Mired in Debt Before COVID-19

This article discusses the hardship people and consumers have undergone through out the COVID-19 Pandemic.

Owing Money To Creditors Does Not Mean You Should Live Your Life In Fear

When people are in debt and owe money they tend to doubt themselves. That’s why some debt collectors use scare tactics. They are trying to build doubt in yourself within your own mind.

You Are More Than Your Credit Score

We understand that things happen in life, however, the majority of lenders, credit card companies, landlords, and employers simply do not care about the reasons why you have ruined you credit.

Are You Sick And Tired Of Living With Bad Credit?

Do you know your credit scores?

Garnishments Are Intrusive

Garnishments are Intrusive... It's 6:30 in the A.M. and there is a loud knock at your door. Naturally you are alarmed so you proceed to answer the knock with caution. You see from your window, a uniformed sheriff with papers in his or her hands. You have no idea what the visit is all about...but you maintain composure and open the door. "You have been served"... is all you hear. The sheriff walks off and you're left alone to read the disturbing news that you are being sued. I can't tell you how many weekly calls we receive from consumers who phone to say they are being or about to be garnished. They are in panic mode because they understand the ramifications of having less money in your paycheck.

Legal Articles Additional Disclaimer

Lawyer.com is not a law firm and does not offer legal advice. Content posted on Lawyer.com is the sole responsibility of the person from whom such content originated and is not reviewed or commented on by Lawyer.com. The application of law to any set of facts is a highly specialized skill, practiced by lawyers and often dependent on jurisdiction. Content on the site of a legal nature may or may not be accurate for a particular state or jurisdiction and may largely depend on specific circumstances surrounding individual cases, which may or may not be consistent with your circumstances or may no longer be up-to-date to the extent that laws have changed since posting. Legal articles therefore are for review as general research and for use in helping to gauge a lawyer's expertise on a matter. If you are seeking specific legal advice, Lawyer.com recommends that you contact a lawyer to review your specific issues. See Lawyer.com's full Terms of Use for more information.