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Courts may disallow homestead exemption if property is put up for sale during case or within a year after

A number of states may limit whether a homestead remains exempt if the debtor has it for sale when the case is filed, or puts it up for sale between the filing and the date the case is completed, or, in some cases, if it is sold within a year after filing. If the home is sold during a case, it is often critical to put all funds in a segregated bank account where they are never mixed with any other funds, not to use any of the funds for anything other than purchase of a new homestead in the same state, and to use the funds within a reasonable time (which may be one year or less) to purchase a new home.

Means Test in chapter 13 and interest to unsecured creditors

The 2005 Bankruptcy Abuse and Consumer Protection Act added a new budget test, called the means test, to determine whether debtors can file chapter 7, and if they file chapter 13, how much needs to be paid to unsecured creditors. One ancillary issue arising from this test is whether interest needs to be paid to unsecured creditors when debtors are paying unsecured creditors in full during the plan but not paying the full amount shown as available in the means test. Courts give conflicting answers on this. One recent decision ruled no interest is required.

Consumer Debt Can Cause Stress, Depression, Divorce

Discussing numbers and statistics on the national scale is important, but if you have fallen heavily into debt, you may not feel like that information helps you out much in terms of your own financial distress.

LIMITED SCOPE REPRESENTATION IN FAMILY LAW CASES IN CALIFORNIA

Limited scope representation in family law cases in California.

Student Loan Debt Crisis Spans All Ages

Recent studies show that while younger generations and millennials are having a difficult time with the burden of student loans, so are other age groups like Gen X’ers and Baby Boomers. The student loan crisis is even making an impact on retirement plans.

When is a Car Accident Serious Enough for an Injury Claim?

You’ve been injured in a car accident caused by a negligent driver. You have hospital bills and must undergo a bit of therapy. You can’t work – for a while anyway – and you still suffer significant pain. What do you do?  Well, for starters, unlike in other states which give you more time to decide your course of action, in Kentucky you have decide – then act – fast.

"Ban the Box" Law Prohibits Criminal History Requests on Employment Applications

Some Vermont employers and employees still unclear on effect of Vermont "Ban the Box" statute, which generally prohibits employers from asking about criminal history on the initial employment application.

How Long Will It Take My Court Judgment to Go Away?

The court judgment is a long-term order. In California, the creditor can continue their collections activities for up to ten years in trying to see the debt satisfied. After that, they can also renew the judgment with the court for another ten.

Did you know?… A conviction for DUI could make it illegal for you to drink

Did you know?… A conviction for DUI could make it illegal for you to drink

TN Legislature Considering Bill to Allow Alcohol Sales 7 Days a Week

TN Legislature Considering Bill to Allow Alcohol Sales 7 Days a Week

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