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Chalcia Rainford
About | Practice Areas
Rainford Law Firm P.C.
4920 N Henry Blvd. Stockbridge, GA 30281» view map
Bankruptcy & Debt Law
Experienced Bankruptcy & Debt Lawyer

Regardless of your situation, Attorney Chalcia Rainford is more than happy to guide you in the direction that will be most beneficial for you!

800-632-9140
1. Chalcia Rainford Stockbridge, GA
  Attorney at Law - GA, 1994
  John Marshall Law School J.D.
2. AboutRainford Law Firm P.C.
  Over 20 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
1. Contact
2. Email
3. Refer
5. Visit:
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Harris Bryan Winsberg

Business & Trade, Business, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

303 Peachtree Street N.E., Atlanta, GA 30308

Shayna M. Steinfeld

Divorce & Family Law, Business, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

11B Lenox Pointe Ne, Atlanta, GA 30324

R. Jeffrey Field

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

342 N Clarendon Avenue, Scottdale, GA 30079

R. Jeffrey Field

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

342 N Clarendon Avenue, Scottdale, GA 30079

Lorena Lee Saedi

Securities Fraud , Bankruptcy, Bankruptcy & Debt, Products Liability

Status: In Good Standing

CONTACT

3006 Clairmont Road, Atlanta, GA 30329

Todd Eugene Hennings

Pharmaceutical Product, Credit & Debt, Bankruptcy, Medical Malpractice

Status: In Good Standing

CONTACT

5500 Interstate North Parkway, Atlanta, GA 30328

Vera L June

Mediation, Civil Rights, Contract, Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

5605 Glenridge Dr, Atlanta, GA 30342

James C. Cifelli

Corporate, Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

6000 Lake Forrest Drive Nw, Atlanta, GA 30328

Sharon K. Kacmarcik

Reorganization, Credit & Debt, Commercial Bankruptcy, Bankruptcy Litigation

Status: In Good Standing Licensed: 33 Years

CONTACT

6000 Lake Forrest Drive Nw, Atlanta, GA 30328

James G. Killough

Dispute Resolution, Arbitration, Antitrust, Bankruptcy Litigation

Status: In Good Standing Licensed: 54 Years

CONTACT

6075 Barfield Road, Atlanta, GA 30328

800-923-0641

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LEGAL TERMS

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

CREDIT FILE

See credit report.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

SAMPLE LEGAL CASES

Duke Galish, LLC v. Manton

... brought this tort action against appellees John P. Manton, his wife LaRose Manton, and the Bank of North Georgia in which they alleged that the appellees had conspired to inflate their secured claims in a bankruptcy proceeding, thereby thwarting appellants' contract for the ...

Pechin v. Lowder

... Prior to the accident at issue, the Lowders had filed a 431 Chapter 13 bankruptcy petition, but failed to amend their disclosures after the accident to include the contingent claim against Pechin and Kauffman Tire as an asset. ...

Merritt v. State

... victim was planning to purchase. The victim believed they would qualify for a loan when in fact, Merritt was in Chapter 13 bankruptcy and was delinquent in paying loans secured by land the victim gave her. The victim did not ...

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Atlanta Bankruptcy Lawyer, Georgia, page 8

Sponsored Law Firm

Rainford Law Firm P.C.

SPONSORED LAWYERS

Harris Bryan Winsberg

Shayna M. Steinfeld

R. Jeffrey Field

R. Jeffrey Field

Lorena Lee Saedi

Todd Eugene Hennings

Vera L June

James C. Cifelli

Sharon K. Kacmarcik

James G. Killough

TIPS

LEGAL TERMS

ACCORD AND SATISFACTION

PRIORITY DEBT

PRESUMED ABUSE

CURRENT MONTHLY INCOME

DEFINED CONTRIBUTION PLAN

PREFERENCE

TRADE NAME

CREDIT FILE

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

SAMPLE LEGAL CASES

Duke Galish, LLC v. Manton

Pechin v. Lowder

Merritt v. State

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