Beaver Island Credit & Debt Lawyer, Michigan, page 4

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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Mauraleen A. Snabes

Real Estate, Business

Status: In Good Standing Licensed: 30 Years

CONTACT

802 Bridge St, Bay Shore, MI 49720

Kim Robin Kolb

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Status: Inactive Licensed: 44 Years

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4737 Lake Shore Dr, Bay Shore, MI 49720

Kim R. Kolb

General Practice

Status: Inactive Licensed: 44 Years

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4737 Lake Shore Dr, Bay Shore, MI 49720

Ann Miller Wood

General Practice

Status: Inactive Licensed: 45 Years

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Donald L. Swank

Real Estate, Labor Law, Immigration

Status: In Good Standing Licensed: 56 Years

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8950 Mount Mcsauba Rd, Bay Shore, MI 49720

Keith H. Miller

Intellectual Property

Status: In Good Standing Licensed: 56 Years

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Harbor Springs, MI 49740

Lester N. Turner

Real Estate, Labor Law, Employment, Family Law

Status: In Good Standing Licensed: 64 Years

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1185 Hideaway Valley Dr, Good Hart, MI 49740

Russell J. Martin

Labor Law, Employment

Status: In Good Standing Licensed: 53 Years

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3721 N Lake Shore Dr, Good Hart, MI 49740

Richard L. Kozlowski

General Practice

Status: Inactive Licensed: 67 Years

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732 Greenway Dr, Good Hart, MI 49740

Oliver E. Todd

General Practice

Status: Inactive Licensed: 58 Years

CONTACT

8120 Susan Shores Dr, Bay Shore, MI 49720

800-923-0641

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LEGAL TERMS

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

CREDIT FILE

See credit report.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CCCS

See Consumer Credit Counseling Service.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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Beaver Island Credit & Debt Lawyer, Michigan, page 4

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Mauraleen A. Snabes

Kim Robin Kolb

Kim R. Kolb

Ann Miller Wood

Donald L. Swank

Keith H. Miller

Lester N. Turner

Russell J. Martin

Richard L. Kozlowski

Oliver E. Todd

TIPS

LEGAL TERMS

FRAUDULENT TRANSFER

NONEXEMPT PROPERTY

NONPROFIT CORPORATION

CREDIT FILE

FAIR CREDIT BILLING ACT (FCBA)

NUISANCE FEES

CCCS

CREDIT COUNSELING

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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