Beaver Island Credit & Debt Lawyer, Michigan, page 5

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Mark T. Prendeville

General Practice

Status: Inactive Licensed: 47 Years

CONTACT

735 Greenway Dr, Good Hart, MI 49740

Frank A. Shumway

General Practice

Status: In Good Standing Licensed: 45 Years

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7291 S Lake Shore Dr, Good Hart, MI 49740

Ronald R. Pawlak

Estate Planning, Estate

Status: In Good Standing Licensed: 70 Years

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2176 Golfview, Harbor Springs, MI 49740

Thomas Cleo Moglovkin

Intellectual Property, Industry Specialties, Environmental Law, Criminal

Status: Inactive Licensed: 33 Years

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5113 Lacount Rd, Good Hart, MI 49740

Ellis Boal

Labor Law, Employment, Native People, Civil & Human Rights

Status: In Good Standing Licensed: 51 Years

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9330 Woods Rd, Bay Shore, MI 49720

Charles Howard Lapo

General Practice

Status: Inactive Licensed: 32 Years

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1041 Ann St, Good Hart, MI 49740

Raymond M. Juneau

Estate, Divorce & Family Law, Accident & Injury

Status: In Good Standing Licensed: 58 Years

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5848 Charlies Run, Good Hart, MI 49740

Kenneth W. Ostrowski

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Status: In Good Standing Licensed: 49 Years

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4221 Village Cir, Good Hart, MI 49740

Dennis W. Bila

Real Estate

Status: In Good Standing Licensed: 37 Years

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155 E 3Rd St, Good Hart, MI 49740

Webb F. Martin

Estate Planning, Estate, Non-profit, Reorganization

Status: In Good Standing

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100 S Spring St, Good Hart, MI 49740

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

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Beaver Island Credit & Debt Lawyer, Michigan, page 5

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Mark T. Prendeville

Frank A. Shumway

Ronald R. Pawlak

Thomas Cleo Moglovkin

Ellis Boal

Charles Howard Lapo

Raymond M. Juneau

Kenneth W. Ostrowski

Dennis W. Bila

Webb F. Martin

TIPS

LEGAL TERMS

INTEREST

ACCORD AND SATISFACTION

CREDIT INSURANCE

GUARANTOR

NO-FAULT INSURANCE

CREDIT REPORT

DISPOSABLE INCOME

INFRINGEMENT (OF TRADEMARK)

AUTOMATIC STAY

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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