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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Michael A. Vacca

Reorganization, Freedom of Religion

Status: In Good Standing Licensed: 14 Years

CONTACT

25557 Cunningham Ave, Warren, MI 48091

Cheryl Verran Jordan

Construction, Employee Rights, Administrative Law, Collection

Status: In Good Standing Licensed: 17 Years

CONTACT

12225 Stephens Rd, Warren, MI 48089

Fadi F. Toma

Sales & Use Tax, Commercial Real Estate, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

8424 E 12 Mile Rd, Warren, MI 48093

Joshua B. Sanfield

Education, Social Security, Estate, Bankruptcy & Debt, Car Accident

Status: In Good Standing Licensed: 21 Years

CONTACT

28850 Mound Rd, Warren, MI 48092

Jeffrey A. Hoag

Divorce, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

28687 Gilbert Dr, Warren, MI 48093

Charles H. Novelli

Social Security, Children's Rights, Limited Liability Companies, Collection

Status: In Good Standing Licensed: 59 Years

CONTACT

27346 Newport Dr, Warren, MI 48088

Lillia Thair Tika

Workers' Compensation, Contract, Collection, Personal Injury, Trusts

Status: In Good Standing

CONTACT

4066 Sudbury Dr, Warren, MI 48092

Jennifer L. Pierce

Estate Planning, Criminal, Credit & Debt, Animal Bite

Status: In Good Standing Licensed: 27 Years

CONTACT

1 City Square, Warren, MI 48093

Josephine R. Sbrocca

Landlord-Tenant, Wrongful Termination, Divorce & Family Law, Collection, Environmental Law

Status: In Good Standing Licensed: 37 Years

CONTACT

29204 Hoover Rd, Warren, MI 48093

Karol A. Berndt

Other, Lawsuit & Dispute, Children's Rights, Bankruptcy & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

30500 Van Dyke Ave, Warren, MI 48093

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

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Center Line Bankruptcy & Debt Lawyer, Michigan, page 2

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Michael A. Vacca

Cheryl Verran Jordan

Fadi F. Toma

Joshua B. Sanfield

Jeffrey A. Hoag

Charles H. Novelli

Lillia Thair Tika

Jennifer L. Pierce

Josephine R. Sbrocca

Karol A. Berndt

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

CHAPTER 13 BANKRUPTCY

BULK SALES LAW

DISCHARGE (OF DEBTS)

ADMINISTRATIVE EXPENSES

CREDIT INSURANCE

WORKOUT

GUARANTOR

WINDING UP

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