Santa Clara Bankruptcy & Debt Lawyer, California

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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Arasto Farsad

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Foreclosure, Bankruptcy & Debt, Tax, Credit & Debt

Arasto Farsad is a practicing lawyer in the state of California handling foreclosure matters.

CONTACT

408-641-9966

1625 The Alameda, San Jose, CA 95126

Breck E. Milde

Commercial Real Estate, Corporate, Banking & Finance, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing

CONTACT

177 Park Avenue, San Jose, CA 95113

Judith Whitman

Corporate, Car Accident, Contract, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

75 East Santa Clara Street, San Jose, CA 95113

Perry J. Woodward

Business, Bankruptcy, Corporate, Commercial Real Estate

Status: In Good Standing

CONTACT

177 Park Avenue, San Jose, CA 95113

Richard L. Schneider

Accident & Injury, Bankruptcy & Debt, Estate, Lawsuit & Dispute

Status: In Good Standing

FREE CONSULTATION

CONTACT

501 Murphy Ranch Rd, Milpitas, CA 95035

Sean Hanley

Wills, Trusts, Estate Planning, Bankruptcy

Status: In Good Standing

CONTACT

1091 Lincoln Ave, San Jose, CA 95125

Kenneth J. Campeau

Bankruptcy

Status: In Good Standing

CONTACT

440 North First Street, San Jose, CA 95112

John Mlnarik

Estate, Divorce & Family Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

2930 Bowers Avenue, Santa Clara, CA 95051

Elizabeth Manassau

Estate Planning, Family Law, Divorce, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

777 N. 1st Street, San Jose, CA 95112

Elise M. Mitchell

Class Action, Estate, Divorce & Family Law, Civil Rights, Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

FREE CONSULTATION

CONTACT

320 South Third street, San Jose, CA 95112

800-923-0641

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800-943-8690

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

FDCPA

See Fair Debt Collections & Practices Act.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

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Santa Clara Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Arasto Farsad

Breck E. Milde

Judith Whitman

Perry J. Woodward

Richard L. Schneider

Sean Hanley

Kenneth J. Campeau

John Mlnarik

Elizabeth Manassau

Elise M. Mitchell

TIPS

LEGAL TERMS

CCCS

INTEREST

DEFINED CONTRIBUTION PLAN

ACCORD AND SATISFACTION

FDCPA

NUISANCE FEES

GUARANTEED RESERVATION

SOLE PROPRIETORSHIP

DEBT COLLECTOR

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