Naperville Bankruptcy & Debt Lawyer, Illinois, page 2

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Sarah Louise Poeppel

Commercial Real Estate, Transactions, Collection, Bankruptcy

Status: In Good Standing Licensed: 46 Years

CONTACT

608 S Washington St, Naperville, IL 60540

Sarah Poeppel

Commercial Real Estate, Transactions, Collection, Bankruptcy

Status: In Good Standing Licensed: 46 Years

CONTACT

608 S Washington St, Naperville, IL 60540

Gary Moore

Litigation, Divorce & Family Law, Business, Collection

Status: In Good Standing Licensed: 46 Years

CONTACT

535 South Washington, Naperville, IL 60540

Brian D. Moore

Civil Rights, Contract, Banking & Finance, Consumer Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

225 W Jefferson Ave, Naperville, IL 60540

Jeffrey Scott Sell

Real Estate, Civil Rights, Corporate, Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

421 S Sleight St, Naperville, IL 60540

Jeffrey Sell

Real Estate, Civil Rights, Corporate, Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

421 S Sleight St, Naperville, IL 60540

Anne Marie Riegle

Divorce, Child Support, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

15 W Jefferson Ave, Naperville, IL 60540

Anne Riegle

Divorce & Family Law, Consumer Bankruptcy, Malpractice

Status: In Good Standing Licensed: 31 Years

CONTACT

15 W Jefferson Ave, Naperville, IL 60540

Ryan Eric Larson

Workers' Compensation, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

1112 South Washington Street, Naperville, IL 60540

Ryan Larson

Workers' Compensation, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

1112 South Washington Street, Naperville, IL 60540

800-923-0641

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

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Naperville Bankruptcy & Debt Lawyer, Illinois, page 2

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Sarah Louise Poeppel

Sarah Poeppel

Gary Moore

Brian D. Moore

Jeffrey Scott Sell

Jeffrey Sell

Anne Marie Riegle

Anne Riegle

Ryan Eric Larson

Ryan Larson

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LEGAL TERMS

LIEN

WORKOUT

GUARANTOR

REDEMPTION

REPOSSESSION

GARNISHMENT

NUISANCE FEES

SETOFF

ADMINISTRATIVE EXPENSES

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