Oakland Bankruptcy Lawyer, California, page 4

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Carl Gustafson
About | Practice Areas
Lincoln Law
24301 Southland Dr. #214B Hayward, CA 94545» view map
Bankruptcy & Debt
Committed to Our Clients

Lincoln Law was established to provide relief to those in debt. We've helped thousands of families regain control of their finances and live debt-free again.

800-722-6578
1. Carl Gustafson Hayward, CA
  Attorney at Law - CA, 2007
  University of California J.D. 2007
2. AboutLincoln Law
  Eliminate your debt by contacting Lincoln Law today.
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
4. Blog
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Anna Gourgiotopoulou

Bankruptcy

Status: In Good Standing Licensed: 9 Years

CONTACT

45 Fremont St, San Francisco, CA 94105

Annalee Cobbett

Elder Law, Business & Trade, Commercial Bankruptcy, Guardianships & Conservatorships

Status: Inactive Licensed: 31 Years

CONTACT

5517 Vallejo St, Oakland, CA 94608

Anne Hiaring Hocking

International, Intellectual Property, Employee Rights, Bankruptcy

Status: In Good Standing

CONTACT

19 Brookmont Cir, San Rafael, CA 94960

Antoinette L Gonzalez

International, Immigration, Misdemeanor, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

Berkeley, CA 94705

Antone Fredrick Johnson

International, Intellectual Property, Contract, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

2081 Center St, Berkeley, CA 94704

Armand Daniel Roth

Administrative Law, Bankruptcy, Employee Rights, Civil Rights

Status: In Good Standing Licensed: 23 Years

CONTACT

160 Spear St, San Francisco, CA 94105

Aron Mark Oliner

Litigation, Trusts, Business, Commercial Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

1 Market Spear Street, San Francisco, CA 94105

Arthur Nathaniel Bortz

Construction, Litigation, Environmental Law Other, Commercial Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

1401 Willow Pass Rd, Concord, CA 94520

Barbara Jean Gallios

General Practice

Status: Inactive Licensed: 37 Years

CONTACT

52 Bonita St, San Francisco, CA 94109

Baron Jerome Drexel

Mass Torts, Industry Specialties, Bankruptcy, Medical Malpractice, Accident & Injury

Status: In Good Standing Licensed: 39 Years

CONTACT

212 9Th St, Oakland, CA 94607

800-923-0641

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LEGAL TERMS

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

SAMPLE LEGAL CASES

Jaffe v. Pacelli

... ALDRICH, J. I. INTRODUCTION. In this case, the superior court entered a judgment against a debtor, Zenaida C. Pacelli (Pacelli), that included an award of attorney fees. Years later, Pacelli sought to discharge the debt in bankruptcy court. ... 2. The bankruptcy proceedings. ...

Imperial Merchant Services, Inc. v. Hunt

... section 3287, for a total of $179.41. 385 Hunt filed a voluntary petition for bankruptcy in the United States Bankruptcy Court for the Northern District of California (the bankruptcy action). Shortly thereafter, Hunt filed a putative ...

Aceves v. US BANK NA

... deed of trust on her residence. About two years into the loan, she could not afford the monthly payments and filed for bankruptcy under chapter 7 of the Bankruptcy Code (11 USC Â§Â§ 701-784). She intended to convert the chapter ...

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Oakland Bankruptcy Lawyer, California, page 4

Sponsored Law Firm

Lincoln Law

SPONSORED LAWYERS

Anna Gourgiotopoulou

Annalee Cobbett

Anne Hiaring Hocking

Antoinette L Gonzalez

Antone Fredrick Johnson

Armand Daniel Roth

Aron Mark Oliner

Arthur Nathaniel Bortz

Barbara Jean Gallios

Baron Jerome Drexel

TIPS

LEGAL TERMS

CREDIT COUNSELING

DEBT COLLECTOR

GRACE PERIOD

PREFERENCE

REDEMPTION

SUBROGATION

INTEREST

FAIR CREDIT BILLING ACT (FCBA)

PRIORITY DEBT

SAMPLE LEGAL CASES

Jaffe v. Pacelli

Imperial Merchant Services, Inc. v. Hunt

Aceves v. US BANK NA

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