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Benjamin Sanchez
About | Practice Areas
Sanchez Law Firm
150 W. Parker Rd. 3rd Floor Houston, TX 77076» view map
Real Estate
Excellence In Action

We advocate for our clients in and out of court. When you and the system meet head on, you need an attorney who is experienced, credible, and active.

800-785-3351
1. Benjamin Sanchez Houston, TX
  Attorney at Law - TX, 1998
  University of Houston J.D. 1997
2. AboutSanchez Law Firm
  Excellence In Action
3. Practice AreasExpertise
  Real Estate
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Eric Stephen Southward

✓ VERIFIED

Bankruptcy & Debt, Credit & Debt, Collection

I am a member of the State Bar of Indiana and admitted to practice in the Southern District of Texas, Northern District of Illinois, and the Northern ... (more)

FREE CONSULTATION

CONTACT

713-974-8099

715 E Whitney St, Houston, TX 77022

Morley Chenail Diment

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Bankruptcy & Debt, Credit & Debt, Tax

Specializing in navigating the complex legal issues present in consumer and corporate asset & debt cases. Our firm assists clients both statewide and ... (more)

FREE CONSULTATION

CONTACT

832-400-2180

512 East 11th St., Houston, TX 77008

Nhan Huynh Nguyen

Accident & Injury, Elder Law, Banking & Finance, Credit & Debt

Nhan Nguyen, MD, JD, MSF has been serving injured clients for over 13 years. With extensive knowledge of both law, medicine and business finance, lead... (more)

CONTACT

713-840-7200

2500 West Loop S, Houston, TX 77027

Vicky M. Fealy

✓ VERIFIED

Bankruptcy & Debt, Bankruptcy, Credit & Debt, Consumer Bankruptcy, Reorganization

Houston bankruptcy attorney Vicky Fealy, is board certified in Consumer Bankruptcy Law by the Texas Board of Legal Specialization. She has for more th... (more)

FREE CONSULTATION

CONTACT

800-889-6371

1235 N. Loop West, Houston, TX 77008

Christopher P. Craven

Real Estate, Litigation, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

440 Louisiana, Houston, TX 77002

Aaron Pavlock

General Practice

Status: In Good Standing

CONTACT

6345 Garth Rd, Baytown, TX 77521

Adam Raines Swonke

Litigation, Oil & Gas, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

10055 W Gulf Bank Rd, Houston, TX 77040

Adam J. Paradoski

Oil & Gas, Litigation, Credit & Debt, Personal Injury

Status: Inactive Licensed: 35 Years

CONTACT

Houston, TX 77253

Adam Lee Potter

International Other, Health Care Other, Employee Rights, Credit & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

2929 Allen Pkwy, Houston, TX 77019

Adelqui Jesus Boue

Commercial Real Estate, International Other, Entertainment, Credit & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

5051 Westheimer Rd, Houston, TX 77056

800-923-0641

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LEGAL TERMS

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

FCRA

See Fair Credit Reporting Act.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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Pasadena Credit & Debt Lawyer, Texas

Sponsored Law Firm

Sanchez Law Firm

SPONSORED LAWYERS

Eric Stephen Southward

Morley Chenail Diment

Nhan Huynh Nguyen

Vicky M. Fealy

Christopher P. Craven

Aaron Pavlock

Adam Raines Swonke

Adam J. Paradoski

Adam Lee Potter

Adelqui Jesus Boue

TIPS

LEGAL TERMS

TRADE DRESS

INTEREST

CHAPTER 13 BANKRUPTCY

DISPOSABLE INCOME

GARNISHMENT

COSIGNER

FCRA

WINDING UP

TOXIC TORT

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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