Portland Bankruptcy & Debt Lawyer, Maine, page 4

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E. Chris L'Hommedieu
About | Practice Areas
L'Hommedieu Law Office, P.A.
190 Bates Street Lewiston, ME 04240» view map
Bankruptcy & Debt
More Than Just A Law Firm

L'Hommedieu Law Office, P.A. has been providing the best in legal representation in Bankruptcy, Personal Injury, Disability and Family law since 1997.

800-941-5060
1. E. Chris L'Hommedieu Lewiston, ME
  Attorney at Law - ME, 1996
  University of Maine J.D. 1995
2. AboutL'Hommedieu Law Office, P.A.
  More Than Just A Law Firm
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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Hanna Sanders

Bankruptcy & Debt, Lending, Merger & Acquisition

Status: In Good Standing Licensed: 19 Years

CONTACT

16 Fairlawn Avenue, Portland, ME 04106

Eric F. Saunders

Health Care, Business, Bankruptcy

Status: In Good Standing Licensed: 51 Years

CONTACT

59 Tide Mill Rd, Portland, ME 04102

Rebecca V. Brochu

Federal Appellate Practice, Divorce, Civil Rights, Bankruptcy

Status: In Good Standing

CONTACT

12 Portland Pier, Portland, ME 04101

Michael F. Hahn

Business & Trade, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 26 Years

CONTACT

Portland, ME 04112

Michael K. Martin

Litigation, Contract, Dissolution, Bankruptcy

Status: In Good Standing

CONTACT

Two Monument Square, Portland, ME 04112

Nicholas Jon Morrill

Real Estate, Contract, Business, Credit & Debt

Status: In Good Standing

CONTACT

Ten Free Street, Portland, ME 04112

Daniel L. Cummings

Real Estate, Litigation, Corporate, Bankruptcy

Status: In Good Standing Licensed: 35 Years

CONTACT

Two Canal Plaza, Portland, ME 04112

Douglas F. Britton

Commercial Real Estate, Real Estate, Commercial Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

One Portland Square, Portland, ME 04101

Alice A. Neal

Estate Planning, Family Law, Civil Rights, Bankruptcy

Status: In Good Standing

CONTACT

200 High Street, Portland, ME 04101

Ryan F. Kelley

Business & Trade, Business, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

254 Commercial Street, Portland, ME 04101

800-923-0641

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

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Portland Bankruptcy & Debt Lawyer, Maine, page 4

Sponsored Law Firm

L'Hommedieu Law Office, P.A.

SPONSORED LAWYERS

Hanna Sanders

Eric F. Saunders

Rebecca V. Brochu

Michael F. Hahn

Michael K. Martin

Nicholas Jon Morrill

Daniel L. Cummings

Douglas F. Britton

Alice A. Neal

Ryan F. Kelley

TIPS

LEGAL TERMS

REDEMPTION

DOING BUSINESS AS (DBA)

PRIORITY DEBT

NONDISCHARGEABLE DEBTS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

SECRET WARRANTY PROGRAM

DEFINED CONTRIBUTION PLAN

FAIR LABOR STANDARDS ACT (FLSA)

CURRENT MONTHLY INCOME

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