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E. Chris L'Hommedieu
About | Practice Areas
L'Hommedieu Law Office, P.A.
190 Bates Street Lewiston, ME 04240» view map
Bankruptcy & Debt
More Than Just A Law Firm

L'Hommedieu Law Office, P.A. has been providing the best in legal representation in Bankruptcy, Personal Injury, Disability and Family law since 1997.

800-941-5060
1. E. Chris L'Hommedieu Lewiston, ME
  Attorney at Law - ME, 1996
  University of Maine J.D. 1995
2. AboutL'Hommedieu Law Office, P.A.
  More Than Just A Law Firm
3. Practice AreasExpertise
  Bankruptcy & Debt
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Lloyd N. Martin

Real Estate, Litigation, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

Portland, ME 04104

F. Bruce Sleeper

Litigation, Banking & Finance, Business, Credit & Debt

Status: In Good Standing

CONTACT

Portland, ME 04112

Carl R Trynor

Child Custody, Credit & Debt

Status: Deceased Licensed: 63 Years

CONTACT

623 Forest Ave, Portland, ME 04101

Edwin R. Daggett

Real Estate, International, Business, Credit & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

Portland, ME 04104

Lauren B. Weliver

Workout, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

75 Pearl St, Portland, ME 04104

J. Scott Logan

Bankruptcy & Debt, Bankruptcy, Credit & Debt, Foreclosure

Status: In Good Standing

FREE CONSULTATION

CONTACT

75 Pearl Street, Portland, ME 04101

Nicholas Jon Morrill

Real Estate, Contract, Business, Credit & Debt

Status: In Good Standing

CONTACT

Ten Free Street, Portland, ME 04112

Bruce B. Hochman

Education, Business & Trade, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

100 Middle Street, Portland, ME 04112

Paul F. Driscoll

Real Estate, Criminal, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 43 Years

CONTACT

Two Canal Plaza, Portland, ME 04112

Paul Jeffrey Greene

Lawsuit, Employee Rights, Business, Credit & Debt

Status: In Good Standing

CONTACT

254 Commercial St, Portland, ME 04101

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FDCPA

See Fair Debt Collections & Practices Act.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

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Portland Credit & Debt Lawyer, Maine

Sponsored Law Firm

L'Hommedieu Law Office, P.A.

SPONSORED LAWYERS

Lloyd N. Martin

F. Bruce Sleeper

Carl R Trynor

Edwin R. Daggett

Lauren B. Weliver

J. Scott Logan

Nicholas Jon Morrill

Bruce B. Hochman

Paul F. Driscoll

Paul Jeffrey Greene

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

FDCPA

MEETING OF CREDITORS

GUARANTEED RESERVATION

ACCORD AND SATISFACTION

REPOSSESSION

BULK SALES LAW

CHAPTER 7 BANKRUPTCY

HOUSEHOLDER

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