Raleigh Bankruptcy & Debt Lawyer, North Carolina, page 3

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
1. Contact
2. Email
3. Refer
5. Visit:
6. Website
7. Profile

Robert M. Tatum

International, Bankruptcy & Debt

Status: In Good Standing Licensed: 22 Years

CONTACT

702 Glenwood Ave, Raleigh, NC 27605

Kathryn Noah Koonce

General Practice

Status: In Good Standing Licensed: 32 Years

CONTACT

2316 Byrd Street, Raleigh, NC 27608

David M. Warren

Bankruptcy & Debt, Bankruptcy, Consumer Bankruptcy

Status: In Good Standing Licensed: 40 Years

CONTACT

618 N Boylan Avenue, Raleigh, NC 27603

John N. Mcclain

Lawsuit & Dispute, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: Inactive

CONTACT

2113 Fallon Oaks Court, Raleigh, NC 27608

Natasha Marie Barone

Lawsuit & Dispute, Government, Family Law, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1951 Clark Avenue, Raleigh, NC 27605

Blake Paul Barnard

Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

1323 Courtland Drive, Raleigh, NC 27604

Adam Mitchell Neijna

Lawsuit & Dispute, Business, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 33 Years

CONTACT

308 E Park Dr, Raleigh, NC 27605

Adam Mitchell Neijna

Lawsuit & Dispute, Business, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 33 Years

CONTACT

308 E Park Dr, Raleigh, NC 27605

Tony C. Gurley

Real Estate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

229 Woodburn Road, Raleigh, NC 27605

John C. Brooks

Real Estate, Motor Vehicle, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 60 Years

CONTACT

516 N Blount St, Raleigh, NC 27604

800-923-0641

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LEGAL TERMS

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

COLLATERAL

Property that guarantees payment of a secured debt.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

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Raleigh Bankruptcy & Debt Lawyer, North Carolina, page 3

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Robert M. Tatum

Kathryn Noah Koonce

David M. Warren

John N. Mcclain

Natasha Marie Barone

Blake Paul Barnard

Adam Mitchell Neijna

Adam Mitchell Neijna

Tony C. Gurley

John C. Brooks

TIPS

LEGAL TERMS

FORBEARANCE

COLLATERAL

GRACE PERIOD

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

FRATERNAL BENEFIT SOCIETY BENEFITS

CREDIT BUREAU

GUARANTEED RESERVATION

NO-FAULT INSURANCE

PRESUMED ABUSE

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