Raleigh Bankruptcy & Debt Lawyer, North Carolina, page 3

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
1. Contact
2. Email
3. Refer
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Paul D. Bradford

Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

455 Swiftside Drive, Cary, NC 27518

Raven Rassette Byrne

Family Law, Collection

Status: In Good Standing Licensed: 18 Years

CONTACT

1135 Kildaire Farm Road, Cary, NC 27511

Michael Ray Epperly

Real Estate, Consumer Rights, Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2500 Regency Pkwy, Cary, NC 27518

R. Matthew Van Sickle

Real Estate, Lawsuit & Dispute, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

1135 Kildaire Farm Road, Cary, NC 27511

Anthony James Cuticchia

Intellectual Property, Employment, Family Law, Bankruptcy

Status: Deceased

CONTACT

100 Wood Sorrel Way, Cary, NC 27518

Samuel David Fleder

Real Estate, Lawsuit & Dispute, Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

113 North Fern Abbey Lane, Cary, NC 27518

Rachel Lea Hunter

Estate, Consumer Protection, Credit & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

901 Madison Avenue, Cary, NC 27513

N. Karen Metcalf

Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

Cary, NC 27519

Philip M. Sasser

Lawsuit & Dispute, Bankruptcy & Debt, Bankruptcy, Consumer Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

2000 Regency Parkway, Cary, NC 27511

Travis P. Sasser

Traffic, Visa, Employee Rights, Bankruptcy

Status: In Good Standing

CONTACT

2000 Regency Parkway, Cary, NC 27518

800-923-0641

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

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Raleigh Bankruptcy & Debt Lawyer, North Carolina, page 3

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Paul D. Bradford

Raven Rassette Byrne

Michael Ray Epperly

R. Matthew Van Sickle

Anthony James Cuticchia

Samuel David Fleder

Rachel Lea Hunter

N. Karen Metcalf

Philip M. Sasser

Travis P. Sasser

TIPS

LEGAL TERMS

COLLATERAL

SECRET WARRANTY PROGRAM

NONEXEMPT PROPERTY

CHAPTER 13 PLAN

SETOFF

TRUTH IN LENDING ACT (TILA)

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

SOLE PROPRIETORSHIP

LIQUIDATING PARTNER

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