Rancho La Costa Bankruptcy & Debt Lawyer, California, page 3

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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John Laqua Ferriter

State Government, Credit & Debt, Business, Wills

Status: In Good Standing

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1533 Black Walnut Dr, San Marcos, CA 92078

Kevin M. Furgal

Government Contract, Employee Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 9 Years

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1734 Mount Way, Vista, CA 92081

Scott Richard Burton

Landlord-Tenant, Traffic, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

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574 S Rancho Santa Fe Rd, San Marcos, CA 92069

Robert Michael Kovalsky

Corporate, Litigation, Credit & Debt, Federal Appellate Practice

Status: In Good Standing Licensed: 38 Years

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4405 Manchester Avenue, Encinitas, CA 92024

Stephanie S. Germani

Civil Rights, Contract, Business, Bankruptcy

Status: In Good Standing

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450 S Melrose Dr, Vista, CA 92081

Paul Kirk Hutson

Public Finance, Government, Banking & Finance, Consumer Bankruptcy

Status: In Good Standing Licensed: 40 Years

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Encinitas, CA 92023

Steven James Davis

Insurance, Collection, Family Law, Personal Injury

Status: In Good Standing Licensed: 10 Years

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1042 N. El Camino Real, Encinitas, CA 92024

Marc Fabito

International Tax, State Appellate Practice, Administrative Law, Collection

Status: In Good Standing

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2173 Salk Avenue, Carlsbad, CA 92008

Gregory Scott Duncan

Immigration, Estate, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 25 Years

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1015 Chestnut Ave, Carlsbad, CA 92008

Cathy Marilyn Hersch

Divorce & Family Law, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: In Good Standing Licensed: 32 Years

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1743 Pipit Ct, Carlsbad, CA 92011

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

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Rancho La Costa Bankruptcy & Debt Lawyer, California, page 3

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

John Laqua Ferriter

Kevin M. Furgal

Scott Richard Burton

Robert Michael Kovalsky

Stephanie S. Germani

Paul Kirk Hutson

Steven James Davis

Marc Fabito

Gregory Scott Duncan

Cathy Marilyn Hersch

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

CHAPTER 7 BANKRUPTCY

REAFFIRMATION

MEETING OF CREDITORS

BANKRUPTCY TRUSTEE

FAIR CREDIT BILLING ACT (FCBA)

NONEXEMPT PROPERTY

PREFERENCE

GENERAL PARTNER

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