Ventura Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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William E. Winfield

Bankruptcy & Debt, Business, Real Estate, Securities

Status: In Good Standing Licensed: 39 Years

FREE CONSULTATION

CONTACT

5811 Olivas Park Drive,, Ventura, CA 93003

A Bryan Diaz

Bankruptcy, Personal Injury, Mass Torts, Commercial Real Estate, Business

Status: In Good Standing Licensed: 22 Years

CONTACT

701 E Santa Clara St, Ventura, CA 93001

Daniel A Higson

Education, Construction, Litigation, Estate, Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

5450 Telegraph Road, Ventura, CA 93003

Todd Joseph Mannis

Traffic, Visa, Bankruptcy, Defamation & Slander

Status: In Good Standing

CONTACT

5700 Ralston St, Ventura, CA 93003

Janet Audrey Lawson

Education, Bankruptcy, Bankruptcy & Debt, Personal Injury, Car Accident

Status: In Good Standing

CONTACT

3639 E Harbor Blvd, Ventura, CA 93001

Juan M. Higuera

Estate, Criminal, Consumer Rights, Bankruptcy, Car Accident

Status: In Good Standing Licensed: 11 Years

CONTACT

5450 Telegraph Rd, Ventura, CA 93003

Eric Ridley

Estate Planning, Wills & Probate, Bankruptcy & Debt, Trusts

Status: In Good Standing Licensed: 14 Years

FREE CONSULTATION

CONTACT

567 W. Channel Islands Blvd., Port Hueneme, CA 93041

David Mitchell Karen

Employee Rights, Contract, Credit & Debt, Medical Malpractice

Status: In Good Standing

CONTACT

300 Esplanade Dr, Oxnard, CA 93036

Daniel Higson

Consumer Bankruptcy, Bankruptcy Litigation, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

5450 Telegraph Rd, Ventura, CA 93003

Susan Jane Salehi

Bankruptcy & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

3639 E Harbor Blvd, Ventura, CA 93001

800-923-0641

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

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Ventura Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

William E. Winfield

A Bryan Diaz

Daniel A Higson

Todd Joseph Mannis

Janet Audrey Lawson

Juan M. Higuera

Eric Ridley

David Mitchell Karen

Daniel Higson

Susan Jane Salehi

TIPS

LEGAL TERMS

IRS EXPENSES

DEFINED CONTRIBUTION PLAN

NONEXEMPT PROPERTY

DOING BUSINESS AS (DBA)

SECURED DEBT

CREDIT BUREAU

CREDIT INSURANCE

BULK SALES LAW

UNDUE HARDSHIP

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