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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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John Anthony Schipper

Employment, Labor Law, Administrative Law, Credit & Debt, Workers' Compensation

Status: In Good Standing

CONTACT

200 E Big Beaver Rd, Troy, MI 48083

Lawrence J. Lucido

Trusts, Family Law, Contract, Collection

Status: In Good Standing Licensed: 27 Years

CONTACT

39999 Garfield Rd, Clinton Township, MI 48038

Joseph Peter Ciaramitaro

Estate, Contract, Business, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

42850 Garfield, Clinton Twp, MI 48038

Kurt A. O'Keefe

Bankruptcy, Real Estate, Traffic, Collection, Credit & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

1593 Torrey Rd, Grosse Pointe, MI 48236

Charles H. Novelli

Social Security, Children's Rights, Limited Liability Companies, Collection

Status: In Good Standing Licensed: 59 Years

CONTACT

27346 Newport Dr, Warren, MI 48088

Caridad Pastor Cardinale

International, Immigration, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

575 E Big Beaver Rd, Troy, MI 48083

Scott P. Zochowski

Criminal, Bankruptcy & Debt, Foreclosure, Collection

Status: In Good Standing Licensed: 26 Years

CONTACT

100 E Big Beaver Rd, Troy, MI 48083

Ziyad Kased

Divorce & Family Law, Personal Injury, Real Estate, Bankruptcy, DUI-DWI

Status: In Good Standing Licensed: 16 Years

CONTACT

631 E Big Beaver Rd, Troy, MI 48083

Jonathan Warshay

Foreclosure, Family Law, Divorce, Bankruptcy

Status: In Good Standing

CONTACT

215 W Troy St, Ferndale, MI 48220

Karen Rose Lopetrone

Social Security, Wills & Probate, Collection, Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

25900 Greenfield Rd, Oak Park, MI 48237

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FCBA

See Fair Credit Billing Act.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

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Warren Bankruptcy & Debt Lawyer, Michigan, page 7

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

John Anthony Schipper

Lawrence J. Lucido

Joseph Peter Ciaramitaro

Kurt A. O'Keefe

Charles H. Novelli

Caridad Pastor Cardinale

Scott P. Zochowski

Ziyad Kased

Jonathan Warshay

Karen Rose Lopetrone

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

CHAPTER 13 PLAN

FCBA

BANKRUPTCY TRUSTEE

DISCHARGE (OF DEBTS)

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

UNSECURED DEBT

LOSS DAMAGE WAIVER (LDW)

CREDIT COUNSELING

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