Waukegan Credit & Debt Lawyer, Illinois, page 3

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Sarah Kirk Baker

Corporate, Commercial Bankruptcy, Credit & Debt

Status: In Good Standing

CONTACT

300 N. Lasalle St., Chicago, IL 60654

Jeffrey Mark Monberg

Health Care Other, Employee Rights, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

300 N. Lasalle Street, Chicago, IL 60654

Carmen Louis Fosco

Corporate, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

353 N. Clark Street, Chicago, IL 60654

Wendy M. Reutebuch

Real Estate, Litigation, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 25 Years

CONTACT

216 South Jefferson Street, Chicago, IL 60661

Andrea Leigh Johnson Frost

Bankruptcy, Reorganization, Credit & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

Three First National Plaza 70 West Madison Street, Chicago, IL 60602

Erin Elizabeth Edwards

Products Liability, Employment, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

227 West Monroe Street, Chicago, IL 60606

Andrew M. Kaufman

Merger & Acquisition, Business & Trade, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 50 Years

CONTACT

300 N La Salle Dr, Chicago, IL 60654

Stacy Michelle Bardo

Consumer Protection, Identity Theft, Class Action, Consumer Rights, Credit & Debt

Status: In Good Standing

CONTACT

203 N La Salle Street, Chicago, IL 60601

Peter Ordower

Lawsuit & Dispute, Business, Contract, Credit & Debt

Status: In Good Standing

CONTACT

10 S Lasalle St, Chicago, IL 60603

Anne Wiley Mitchell

Motor Vehicle, Credit & Debt, Personal Injury, Medical Malpractice

Status: In Good Standing Licensed: 23 Years

CONTACT

350 W. Hubbard Street, Chicago, IL 60654

800-923-0641

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LEGAL TERMS

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CREDIT FILE

See credit report.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

... On June 28, 2005, plaintiff filed its initial complaint against defendant to collect on an alleged defaulted credit card debt. ... Plaintiff asserts that it is well entrenched in Illinois law that the statute of limitations for an action on a credit card debt is 10 years. ...

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

... appeals the order of the circuit court of Madison County that dismissed his class action complaint against the defendant, Nations Credit Financial Services ... knowingly done, shall be deemed a forfeiture of the entire interest which the note, bill, or other evidence of debt carries with ...

Laubner v. JP Morgan Chase Bank, NA

... More to the point, plaintiffs have not set forth any facts to show why $11,500 per month is not enough to sustain their respective lifestyles in a manner that is "comfortable." Plaintiffs make no allegations of debt (aside from the credit debt that trustees paid off), steep mortgage ...

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Waukegan Credit & Debt Lawyer, Illinois, page 3

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Sarah Kirk Baker

Jeffrey Mark Monberg

Carmen Louis Fosco

Wendy M. Reutebuch

Andrea Leigh Johnson Frost

Erin Elizabeth Edwards

Andrew M. Kaufman

Stacy Michelle Bardo

Peter Ordower

Anne Wiley Mitchell

TIPS

LEGAL TERMS

CREDIT INSURANCE

CREDIT FILE

NUISANCE FEES

SOLE PROPRIETORSHIP

CREDIT COUNSELING

TOXIC TORT

WINDING UP

GUARANTEED RESERVATION

C CORPORATION

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

Laubner v. JP Morgan Chase Bank, NA

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