Waukegan Credit & Debt Lawyer, Illinois, page 3

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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Anne Dreisbach

Crops, Workout, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing

CONTACT

300 N Lasalle, Chicago, IL 60654

Anne Wiley Mitchell

Motor Vehicle, Credit & Debt, Personal Injury, Medical Malpractice

Status: In Good Standing Licensed: 23 Years

CONTACT

350 W. Hubbard Street, Chicago, IL 60654

Arthur Raphael

Other, Business, Bankruptcy, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

19 S Lasalle St, Chicago, IL 60603

Barbara Jean Snider

Landlord-Tenant, Estate Planning, Credit & Debt, Household Mold

Status: In Good Standing Licensed: 44 Years

CONTACT

527 Meadow Dr W, Wilmette, IL 60091

Bradley Foreman

Bankruptcy & Debt, Workout, Business, Credit & Debt, Lawsuit & Dispute

Status: In Good Standing Licensed: 39 Years

FREE CONSULTATION

CONTACT

900 W Jackson Blvd, Chicago, IL 60607

Branden Lynn Strickland

Commercial Real Estate, Trusts, Contract, Credit & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

806 N Peoria St, Chicago, IL 60642

Bruce Alan Markell

Contract, Banking & Finance, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

375 E Chicago Ave, Chicago, IL 60611

Carmen Louis Fosco

Corporate, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

353 N. Clark Street, Chicago, IL 60654

Carolyn Shields Attkisson

Credit & Debt, Bankruptcy

Status: Inactive Licensed: 49 Years

CONTACT

57 E Delaware Place, Chicago, IL 60611

Charles Zuganelis

Real Estate, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

2536 S. California Ave., Chicago, IL 60608

800-923-0641

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

COLLATERAL

Property that guarantees payment of a secured debt.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

... On June 28, 2005, plaintiff filed its initial complaint against defendant to collect on an alleged defaulted credit card debt. ... Plaintiff asserts that it is well entrenched in Illinois law that the statute of limitations for an action on a credit card debt is 10 years. ...

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

... appeals the order of the circuit court of Madison County that dismissed his class action complaint against the defendant, Nations Credit Financial Services ... knowingly done, shall be deemed a forfeiture of the entire interest which the note, bill, or other evidence of debt carries with ...

Laubner v. JP Morgan Chase Bank, NA

... More to the point, plaintiffs have not set forth any facts to show why $11,500 per month is not enough to sustain their respective lifestyles in a manner that is "comfortable." Plaintiffs make no allegations of debt (aside from the credit debt that trustees paid off), steep mortgage ...

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Waukegan Credit & Debt Lawyer, Illinois, page 3

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Anne Dreisbach

Anne Wiley Mitchell

Arthur Raphael

Barbara Jean Snider

Bradley Foreman

Branden Lynn Strickland

Bruce Alan Markell

Carmen Louis Fosco

Carolyn Shields Attkisson

Charles Zuganelis

TIPS

LEGAL TERMS

UNDUE HARDSHIP

COLLATERAL

LOSS DAMAGE WAIVER (LDW)

FAIR CREDIT BILLING ACT (FCBA)

REDEMPTION

CYBERSQUATTING

TRADE NAME

DISCHARGEABLE DEBTS

INTEREST

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

Laubner v. JP Morgan Chase Bank, NA

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