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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Sandra K. Alexander

Real Estate, Estate Planning, Business, Credit & Debt

Status: In Good Standing

CONTACT

7125 Orchard Lake Road, West Bloomfield, MI 48322

Aaron R. Shahan

Estate Planning, Family Law, Elder Law, Bankruptcy

Status: In Good Standing

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598 N Mill St, Plymouth, MI 48170

Aaron R Shahan

Trusts, Family Law, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

598 N Mill St, Plymouth, MI 48170

Adam Randall

Landlord-Tenant, Estate Planning, Elder Law, Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

21800 Haggerty Rd, Northville, MI 48167

Adam B. Kutinsky

Property & Casualty, Bad Faith Insurance, Insurance, Credit & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

33450 W 12 Mile Rd, Farmington, MI 48331

Adam Thomas Barclay

Commercial Real Estate, Estate Planning, Insurance, Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

45209 Helm St, Plymouth, MI 48170

Adam Edward Handy

Motor Vehicle, Lawsuit & Dispute, Estate, Contract, Consumer Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

28175 Haggerty Rd, Novi, MI 48377

Alan J. Ferrara

Immigration, Gift Taxation, Estate Planning, Business, Bankruptcy

Status: In Good Standing

CONTACT

17038 Sycamore Ct, Northville, MI 48168

Alan M. Vosko

Mediation, Contract, Collection, Personal Injury

Status: In Good Standing Licensed: 52 Years

CONTACT

35300 Spring Hill Rd, Farmington, MI 48331

Alexandra Ichim

Contract, Credit & Debt, Collection

Status: In Good Standing Licensed: 9 Years

CONTACT

1014 Princeton Dr, Waterford, MI 48327

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

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Wixom Bankruptcy & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Sandra K. Alexander

Aaron R. Shahan

Aaron R Shahan

Adam Randall

Adam B. Kutinsky

Adam Thomas Barclay

Adam Edward Handy

Alan J. Ferrara

Alan M. Vosko

Alexandra Ichim

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

INFRINGEMENT (OF TRADEMARK)

SUBROGATION

MEETING OF CREDITORS

COLLECTION AGENCY

LIABILITY

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

GUARANTOR

CHAPTER 13 BANKRUPTCY

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