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Benjamin Sanchez
About | Practice Areas
Sanchez Law Firm
150 W. Parker Rd. 3rd Floor Houston, TX 77076» view map
Real Estate
Excellence In Action

We advocate for our clients in and out of court. When you and the system meet head on, you need an attorney who is experienced, credible, and active.

800-785-3351
1. Benjamin Sanchez Houston, TX
  Attorney at Law - TX, 1998
  University of Houston J.D. 1997
2. AboutSanchez Law Firm
  Excellence In Action
3. Practice AreasExpertise
  Real Estate
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William T. Peckham

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Bankruptcy & Debt, Foreclosure, Lawsuit & Dispute, Estate, Credit & Debt

CONTACT

800-767-4721

1104 Nueces Street, Austin, TX 78701

Marci Morrison

Employee Rights, Administrative Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 37 Years

CONTACT

1907 North Lamar Blvd., Austin, TX 78705

Dale C. Orbeck

Commercial Real Estate, Real Estate, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 50 Years

CONTACT

1500 Hardouin Ave, Austin, TX 78703

Sealy Hutchings

Real Estate, Administrative Law, Consumer Bankruptcy, Credit & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

2601 N Lamar, Austin, TX 78705

Matthew James Nance

Government, Administrative Law, Credit & Debt, Consumer Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

2601 N Lamar Blvd, Austin, TX 78705

Jesse Tyner Moore

Litigation, State Appellate Practice, Credit & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

2601 N Lamar Blvd, Austin, TX 78705

Danny Joe Wallis

Credit & Debt, Bankruptcy, Wills

Status: In Good Standing Licensed: 26 Years

CONTACT

Austin, TX 78703

Justin William Fishback

Construction, Oil & Gas, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 15 Years

CONTACT

1609 Shoal Creek Blvd, Austin, TX 78701

Carl Camp Gossett

General Practice

Status: In Good Standing Licensed: 13 Years

CONTACT

2410 Enfield Rd, Austin, TX 78703

George Ervin Henderson

Business & Trade, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 52 Years

CONTACT

2303 Sunny Slope Drive, Austin, TX 78703

800-923-0641

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FCRA

See Fair Credit Reporting Act.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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Austin Credit & Debt Lawyer, Texas

Sponsored Law Firm

Sanchez Law Firm

SPONSORED LAWYERS

William T. Peckham

Marci Morrison

Dale C. Orbeck

Sealy Hutchings

Matthew James Nance

Jesse Tyner Moore

Danny Joe Wallis

Justin William Fishback

Carl Camp Gossett

George Ervin Henderson

TIPS

LEGAL TERMS

GRACE PERIOD

DEFINED CONTRIBUTION PLAN

NONDISCHARGEABLE DEBTS

REAFFIRMATION

LIQUIDATING PARTNER

TRADE NAME

DISPOSABLE INCOME

FCRA

COLLECTION AGENCY

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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