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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Timothy Marston French

Intellectual Property, Science, Technology & Internet, Corporate, Credit & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

1301 Portola Rd, Redwood City, CA 94062

Lawrence Carl Jensen

Bankruptcy, Construction, Contract, Dispute Resolution, Federal Appellate Practice

Status: Inactive Licensed: 62 Years

CONTACT

11 Linaria Way, Menlo Park, CA 94028

Terence Lionel Desouza

Bankruptcy

Status: In Good Standing

CONTACT

2765 Sand Hill Road, Menlo Park, CA 94025

Tony Nguyen

Business & Trade, Corporate, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 10 Years

CONTACT

2765 Sand Hill Rd, Menlo Park, CA 94025

Carolyn Joy Greenwalt

Banking & Finance, International Other, Credit & Debt, Gift Taxation

Status: In Good Standing Licensed: 19 Years

CONTACT

2884 Sand Hill Rd, Menlo Park, CA 94025

Rafael Lazcano Petrone

Real Estate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 26 Years

CONTACT

2770 Sand Hill Rd, Menlo Park, CA 94025

Jesse Jon Koehler

Arbitration, Intellectual Property, Entertainment, Commercial Bankruptcy

Status: In Good Standing Licensed: 10 Years

CONTACT

1 Apple Park Way, Cupertino, CA 95014

Erin Nedenia Reid

Intellectual Property, Electronic Commerce, Corporate, Consumer Bankruptcy

Status: In Good Standing

CONTACT

1 Apple Park Way, Cupertino, CA 95014

Peter Tsao

Bankruptcy & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

1 Apple Park Way, Cupertino, CA 95014

Erin N Reid

General Practice

Status: In Good Standing Licensed: 16 Years

CONTACT

1 Apple Park Way, Cupertino, CA 95014

800-923-0641

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

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La Honda Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Timothy Marston French

Lawrence Carl Jensen

Terence Lionel Desouza

Tony Nguyen

Carolyn Joy Greenwalt

Rafael Lazcano Petrone

Jesse Jon Koehler

Erin Nedenia Reid

Peter Tsao

Erin N Reid

TIPS

LEGAL TERMS

CCCS

CREDIT REPORT

GUARANTEED RESERVATION

SUBROGATION

FAIR CREDIT REPORTING ACT (FCRA)

ABUSE

FRATERNAL BENEFIT SOCIETY BENEFITS

UNDUE HARDSHIP

DISPOSABLE INCOME

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