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Robert Geller
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Law Offices of Robert M. Geller, P.A.
807 West Azeele Street Tampa, FL 33606 » view map
Bankruptcy Law Attorneys - Hillsborough County
Bridging You A Brighter Future

It is our firm's philosophy and goal to give each client the individual attention he or she needs in difficult times. Call for a free initial consultation.

800-811-8031
1. Robert Geller Tampa, FL
  Attorney At Law - Florida, 1986
  Levin College of Law, J.D. - 1985
2. Bankruptcy Law Firm
  We have helped thousands of clients make a fresh financial start.
3. Contact UsEmail or Call 24/7
  Call for initial free consultation, 800-811-8031.
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Michael Andrew Ziegler

✓ VERIFIED

Car Accident, Motorcycle Accident, Personal Injury, Credit & Debt, Consumer Rights

Attorney Michael “Mike” Ziegler represents consumers and business owners in resolving their difficult debts using bankruptcy, defending collection... (more)

CONTACT

727-619-2485

2561 Nursery Rd, Clearwater, FL 33764

Aaron M. Cardenas

International Tax, Trusts, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 11 Years

CONTACT

1605 Philippe Pkwy, Safety Harbor, FL 34695

Adam Butkus Brouillet

Litigation, Federal Trial Practice, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

200 Central Ave, Saint Petersburg, FL 33701

Adam Wesley Carls

Commercial Real Estate, Dispute Resolution, Corporate, Credit & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

7901 4Th St N, Saint Petersburg, FL 33702

Agnes Mombrun

Estate, Credit & Debt, Power of Attorney, Civil & Human Rights

Status: In Good Standing Licensed: 15 Years

CONTACT

2850 34th St N, Saint Petersburg, FL 33713

Agnes Mombrun Geter

International Tax, Trusts, Estate Planning, Credit & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

2850 34Th Street North, Saint Petersburg, FL 33713

Alejandro Felce

Family Law, Corporate, Credit & Debt, Products Liability

Status: In Good Standing Licensed: 11 Years

CONTACT

580 Carillon Pkwy, Saint Petersburg, FL 33716

Alicen Marie Barrett

Mediation, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 35 Years

CONTACT

505 Patricia Ave, Dunedin, FL 34698

Amber H. Patwell

Administrative Law, Dispute Resolution, Family Law, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

136 4Th St N, Saint Petersburg, FL 33701

Amber Hill

Administrative Law, Credit & Debt, Civil Rights, Family Law

Status: In Good Standing

CONTACT

136 4Th St N, Saint Petersburg, FL 33701

800-923-0641

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CREDIT FILE

See credit report.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Largo Credit & Debt Lawyer, Florida

Sponsored Law Firm

Law Offices of Robert M. Geller, P.A.

SPONSORED LAWYERS

Michael Andrew Ziegler

Aaron M. Cardenas

Adam Butkus Brouillet

Adam Wesley Carls

Agnes Mombrun

Agnes Mombrun Geter

Alejandro Felce

Alicen Marie Barrett

Amber H. Patwell

Amber Hill

TIPS

LEGAL TERMS

LIEN

COLLECTION AGENCY

DOING BUSINESS AS (DBA)

NONPROFIT CORPORATION

LIQUIDATING PARTNER

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CREDIT FILE

DISPOSABLE INCOME

CHAPTER 13 BANKRUPTCY

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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