Naval Air Station/ Jrb Bankruptcy & Debt Lawyer, Texas

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Jason Brandt Stephens Lawyer
Jason Brandt Stephens
is a Top Attorney Award winner at Attorney.com. Only 5% have the elite qualifications. Click the badge for more info.

Jason Brandt Stephens

Jason Brandt Stephens is a Top Attorney Award winner at Attorney.com. Only 5% have the elite qualifications. Click the badge for more info.
VERIFIED
Civil Rights, Insurance, Personal Injury, Consumer Bankruptcy, Mass Torts

Jason Stephens is an award-winning Texas trial attorney, and founder of Stephens Law Firm, PLLC. He’s logged countless hours in the courtroom and ha... (more)

FREE CONSULTATION 

CONTACT

817-420-7000

Joe A. Gonzalez Lawyer

Joe A. Gonzalez

Bankruptcy, Personal Injury, Criminal, Mass Torts, Consumer Bankruptcy

Joe A. Gonzalez is an experienced attorney and certified public accountant with over 10 years of legal experience. Joe practices in estate planning, b... (more)

FREE CONSULTATION 

CONTACT

817-349-7330

Kyle Blackborn Davis

Estate Planning, Bankruptcy, Construction, Elder Law, Personal Injury
Status:  In Good Standing           Licensed:  14 Years

Russell F. Nelms

Bankruptcy, Mediation
Status:  In Good Standing           Licensed:  46 Years

Edmund Glen Johnson

Personal Injury, Litigation, Commercial Real Estate, Commercial Bankruptcy
Status:  In Good Standing           Licensed:  50 Years

John Farley Ramfield

Insurance, Bankruptcy, Environmental Law Other, Personal Injury
Status:  Deceased           Licensed:  69 Years

Joy Kathleen Munden

Consumer Bankruptcy, Collection, Credit & Debt
Status:  In Good Standing           Licensed:  29 Years

David Bruce Lanford

General Practice
Status:  In Good Standing           Licensed:  51 Years

David Guadalupe Ayala

Oil & Gas, Contract, Bankruptcy, Personal Injury
Status:  In Good Standing           

Reghan Leigh Grasty

Securities, Credit & Debt, Gift Taxation, Bankruptcy
Status:  In Good Standing           Licensed:  12 Years

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Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)
The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)
A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)
A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)
Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)
The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)
In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)
A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)
A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)
Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'