Oregon House Bankruptcy & Debt Lawyer, California, page 3

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Patrick A. Telles

General Practice

Status:

CONTACT

541 Normal Ave, Chico, CA 95928

August Bullock

Bankruptcy

Status:

CONTACT

1380 East Ave, Chico, CA 95926

Denver Michael Latimer

Criminal, Collection, Accident & Injury

Status: Licensed: 15 Years

CONTACT

330 Wall St, Chico, CA 95928

Michael Odowd Hays

Bankruptcy

Status: Licensed: 46 Years

CONTACT

676 E 1St Ave, Chico, CA 95926

Robert R Radcliffe

Criminal, Bankruptcy

Status: Licensed: 37 Years

CONTACT

Chico, CA 95927

Kenneth Dale Baker

Bankruptcy & Debt, Estate Planning, Business & Trade, Litigation

Status: Licensed: 52 Years

CONTACT

1430 East Ave, Chico, CA 95926

David Richard Griffith

Commercial Real Estate, International, Intellectual Property, Contract, Bankruptcy

Status:

CONTACT

1530 Humboldt Rd, Chico, CA 95928

Eric Ray Ortner

Criminal, Bankruptcy & Debt

Status: Licensed: 44 Years

CONTACT

2053 Forest Ave, Chico, CA 95928

Heather Leigh Siles

Workers' Compensation, Administrative Law, Bankruptcy, Personal Injury

Status: Licensed: 28 Years

CONTACT

2064 Talbert Dr, Chico, CA 95928

Daniel Holden Alexander

Trusts, Estate, Business, Bankruptcy, Personal Injury

Status: Licensed: 23 Years

CONTACT

901 Bruce Rd, Chico, CA 95928

800-923-0641

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LEGAL TERMS

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CCCS

See Consumer Credit Counseling Service.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

Oregon House Bankruptcy & Debt Lawyer, California, page 3

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Patrick A. Telles

August Bullock

Denver Michael Latimer

Michael Odowd Hays

Robert R Radcliffe

Kenneth Dale Baker

David Richard Griffith

Eric Ray Ortner

Heather Leigh Siles

Daniel Holden Alexander

TIPS

LEGAL TERMS

SUBROGATION

BULK SALES LAW

GARNISHMENT

SOLE PROPRIETORSHIP

INTEREST

CCCS

COSIGNER

CURRENT MONTHLY INCOME

CREDITOR

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