Oregon House Bankruptcy & Debt Lawyer, California, page 4

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Dale Alan Orthner

Litigation, Bankruptcy, Bankruptcy & Debt

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69 Lincoln Blvd, Lincoln, CA 95648

Richard Alan Hall

International Tax, International, Business, Bankruptcy & Debt

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1234 High St, Auburn, CA 95603

Patrick Sherwood Scott

Workers' Compensation, Bankruptcy

Status: Licensed: 35 Years

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651 Toad Hollow Dr, Lincoln, CA 95648

Gonzalo Ignacio Vergara

General Practice

Status: Licensed: 24 Years

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1950 Homewood Ln, Lincoln, CA 95648

Marianne Trottier Waterstradt

State Government, Bankruptcy & Debt

Status: Licensed: 21 Years

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3032 China Mine Rd, Penryn, CA 95663

John Charles Lyman

Bankruptcy, Bankruptcy & Debt

Status: Licensed: 36 Years

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3785 Placer Corporate Dr, Rocklin, CA 95765

Cris Campbell Vaughan

Government, Employment, Civil & Human Rights, Bankruptcy & Debt

Status: Licensed: 43 Years

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6207 S. Walnut, Loomis, CA 95650

Eugene Manuel Massa

Real Estate, Social Security, Employee Rights, Child Custody, Collection

Status: Licensed: 21 Years

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3755 Atherton Rod, Rocklin, CA 95765

Jennifer L Garman

Landlord-Tenant, Health Care Other, Gift Taxation, Collection

Status: Licensed: 20 Years

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Loomis, CA 95650

Marlon Holden Bateman

Litigation, Trusts, Corporate, Bankruptcy

Status: Licensed: 24 Years

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5701 Lonetree Blvd, Rocklin, CA 95765

800-923-0641

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LEGAL TERMS

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

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Oregon House Bankruptcy & Debt Lawyer, California, page 4

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Dale Alan Orthner

Richard Alan Hall

Patrick Sherwood Scott

Gonzalo Ignacio Vergara

Marianne Trottier Waterstradt

John Charles Lyman

Cris Campbell Vaughan

Eugene Manuel Massa

Jennifer L Garman

Marlon Holden Bateman

TIPS

LEGAL TERMS

CREDIT COUNSELING

UNDUE HARDSHIP

TRADE DRESS

BULK SALES LAW

TRUTH IN LENDING ACT (TILA)

DISPOSABLE INCOME

HOUSEHOLDER

COLLECTION AGENCY

FAIR CREDIT REPORTING ACT (FCRA)

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