Pembroke Pines Bankruptcy & Debt Lawyer, Florida

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Robert William Murphy Lawyer

Robert William Murphy

VERIFIED
Consumer Rights, Real Estate, Motor Vehicle, Bankruptcy & Debt, Business

Consumer fraud attorney Robert Murphy is a trial lawyer who practices in the areas of consumer litigation in Florida and across the country. In over 2... (more)

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800-845-7961

Rhonda Faith Gelfman Lawyer

Rhonda Faith Gelfman

VERIFIED
Accident & Injury, Criminal, Divorce & Family Law, Immigration, Bankruptcy & Debt

The United States legal system is complex. In order to navigate through it effectively, you need a strategy for success. At the Miami Law Offices of R... (more)

Jason Ari Smith Lawyer

Jason Ari Smith

VERIFIED
Business, Real Estate, Lawsuit & Dispute, Employment, Bankruptcy & Debt

Jason focuses his practice on complex civil litigation involving business and real estate matters. In his business litigation practice, Jason has exp... (more)

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CONTACT

800-734-8131

Jerome  Ramsaran Lawyer

Jerome Ramsaran

VERIFIED
Accident & Injury, Bankruptcy & Debt, Insurance, Immigration

Jerome Ramsaran is an experienced litigator and personal injury lawyer. He has had the pleasure to represent and protect the legal rights of clients t... (more)

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CONTACT

800-694-6540

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Andres  Montejo Lawyer

Andres Montejo

VERIFIED
Bankruptcy & Debt, Foreclosure, Bankruptcy, Credit & Debt, Collection

The Bankruptcy Law Center of Andres Montejo, in Miami - Fort Lauderdale specializes in bankruptcy law, foreclosure defense and mortgage modification. ... (more)

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CONTACT

800-947-7930

Gavin Tudor Elliot Lawyer

Gavin Tudor Elliot

VERIFIED
Business, Litigation, Real Estate, Commercial Real Estate, Bankruptcy & Debt

Gavin Elliot, the managing partner and principal, founded the practice in 2010. In addition to being licensed as an attorney in Florida and Washington... (more)

Ian Todd Kravitz Lawyer

Ian Todd Kravitz

VERIFIED
Construction, Contract, Business, Collection, Government Contract

Mr. Kravitz is Board Certified in Construction Law by the Florida Bar. He has received an "AV Preeminent" rating by Martindale-Hubbell by achieving th... (more)

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CONTACT

800-650-0490

Marc Evan Brown Lawyer

Marc Evan Brown

VERIFIED
Real Estate, Estate Planning, Wills & Probate, Bankruptcy, Foreclosure

I founded Marc Brown, P.A. because I believe that clients should expect nothing less than consummate professionalism, clear and reliable guidance, and... (more)

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CONTACT

800-835-9510

Kenneth Edward Walton Lawyer

Kenneth Edward Walton

VERIFIED
Real Estate, Business, Estate, Bankruptcy & Debt, Accident & Injury

As the founding member of the firm, Mr. Walton concentrates his representation primarily in the areas of real estate litigation, real estate transacti... (more)

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CONTACT

800-976-7531

Henry  Hernandez Lawyer

Henry Hernandez

VERIFIED
Bankruptcy & Debt, Real Estate, Accident & Injury, Employment, Divorce & Family Law

Attorney Henry Hernandez has over 15 years of experience and is a Florida Certified Family Mediator and Circuit Civil Mediator. Henry has a Doctor of ... (more)

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CONTACT

305-771-3374

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LEGAL TERMS

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)
A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)
The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)
A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)
An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)
As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)
In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)
Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)
A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.