"Can I Get Workers Compensation After an Accident in a Work-Assigned Vehicle?"

"Am I entitled to workers' compensation benefits if you're injured in a car accident in a work vehicle?" This is a question that many injured workers ask. Unfortunately, the answer is not always clear.  Let's consider some general things that may determine eligibility.

Workers Compensation Eligibility

There are many factors that must be considered when determining if an accident is work-related and thus covered by workers' compensation.  These include:

The Definition of Work

What is your job description? If you are an employee or a contractor and the accident occurred during regular business hours, then it may be considered a workplace injury.  You can also receive workers' compensation if you drive to meet a client or work after hours.

The Location of the Accident

If the accident occurred on company property, it's more likely to be considered work-related. However, if you were injured driving your personal car for business purposes, you may not qualify for workers' compensation benefits. Each situation is unique and should be discussed with an experienced St. Louis workers compensation attorney.

The Cause of the Accident

If the accident was caused by something that's clearly job-related, then you will likely be eligible for benefits.

Are There Exceptions?

Unfortunately, there are situations when an accident is not considered work-related, and workers' compensation benefits will generally not be granted. For example:

• If you're driving your personal car, the accident may not be covered by workers' compensation.  Even if the company reimburses you for gas or mileage, it may not be considered a work-related injury. 

•  If you're injured while on vacation or during a personal day off, workers' compensation will generally not apply.

• Your injuries were caused by the use of alcohol or drugs

• The accident occurred during horseplay or other recreational activities.

It is important to understand that workers' compensation is a complex area of law, and the guidelines are different in each situation.  It's generally best to contact an experienced attorney as soon as possible to determine if your accident is work-related and how to best protect your legal rights moving forward.

St. Louis Work Injury Lawyers

If you have been injured in a work-assigned vehicle, the experienced attorneys at the Law Office of James. M. Hoffman can help.  We have over 25 years of experience and a proven track record of successfully protecting the rights of injured Missouri workers. Give us a call 24/7 at (314) 361-4300 for a free case evaluation.