Legal Articles, Consumer Rights
Did You Know that God Commanded Bankruptcy Every Seven Years?
In the Old Testament God commanded that all debts in the entire nation of Israel be cancelled every seven years to keep people free, prevent financial slavery and keep people from becoming too materialistic and uncaring about other people. God would bless them to cancel. Bankruptcy is not evil.
Taxes Can Be Discharged in Bankruptcy
Certain Federal Income Taxes and Other types of Taxes (Property, Sales, Excise, Gift Taxes), can be Discharged (Cancelled and Eliminated) in a personal Bankruptcy case.
Are Pre-Injury Waivers and Releases for Our Children Enforceable in Florida?
Whether a pre-injury waiver or release signed by a parent and enforeceable against a child depends on (1) if the injury results from an inherent risk in the activity or (2) if the injury results from negligence on the part of the commercial activity provider of the inherently risky activity.
How Can a Landlord Retain the Deposit?
Whether you are the Landlord or the Tenant, it's important to know when the Landlord can retain the deposit at the end of the lease. Call us to find out more!
Eleventh Circuit Questions Legality of Phone Messages Left by Debt Collectors.
Synopsis of Eleventh Circuit Court of Appeals sase considering whether phone messages left for consumers by debt collectors violates the Fair Debt Collection Practices Act (FDCPA).
Learning the Law: The Alabama Lemon Law
A summary of the legal options available to consumers under the Alabama Lemon Law.
Twelve (12) Common Violations of the FDCPA.
An article identifying twelve (12) of the most common violations of the FDCPA by debt collection agencies which have impacted consumers in the State of Alabama and across the country.
U.S. District Court Allows Fair Debt Collection Practices Act Claim
Analysis of a recent U.S. District Court case on the Fair Debt Collection Practices Act.
How to Lower Your Interest Rate Under HARP
Information on how to lower your mortgage interest rate under the Home Affordable Refinance Program.
