Indianapolis Reorganization Lawyer, Indiana

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Richard Shea
About | Practice Areas
Sawin & Shea LLC
6100 North Keystone Ave. Suite 620 Indianapolis, IN 46220Â» view map
Bankruptcy
Quality, Compassionate Representation

Let us help you relieve stress from debt now.

800-948-4710
1. Richard Shea Indianapolis, IN
  Attorney at Law - IN, 1999
  Indiana University J.D. 1998
2. AboutSawin & Shea LLC
  Over 30 years of bankruptcy service experience.
3. Practice AreasExpertise
  Bankruptcy
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Fred L. Cline

Bankruptcy, Corporate, Litigation, Reorganization

Status: In Good Standing

CONTACT

One American Square, Indianapolis, IN 46282

Jerry E. Smith

Bankruptcy & Debt, Bankruptcy, Foreclosure, Reorganization, Credit & Debt

Status: In Good Standing Licensed: 16 Years

FREE CONSULTATION

CONTACT

320 N. Meridian St., Indianapolis, IN 46204

Joshua Peter Reading

Reorganization, Transactions, Biotechnology

Status: In Good Standing Licensed: 14 Years

CONTACT

One American Sq., Indianapolis, IN 46282

John Charles Hoard

Bankruptcy & Debt, Commercial Banks, Workout, Reorganization, Limited Liability Companies

Status: In Good Standing Licensed: 44 Years

FREE CONSULTATION

CONTACT

135 N. Pennsylvania St., Indianapolis, IN 46204

Tara Lynn Schulstad

Labor Disputes, Employee Rights, Reorganization, Collection

Status: In Good Standing Licensed: 30 Years

CONTACT

One American Square, Indianapolis, IN 46282

Kendall Allen Schnurpel

Tax, Reorganization, Transactions, Public Finance

Status: In Good Standing Licensed: 24 Years

CONTACT

One American Square, Indianapolis, IN 46282

Michael Anthony Wilkins

Landlord-Tenant, Estate Planning, Contract, Reorganization

Status: In Good Standing

CONTACT

8250 Haverstick Road, Indianapolis, IN 46240

Scott Charles Frissell

Tax, Municipal, Public Finance, Reorganization

Status: In Good Standing

CONTACT

12800 North Meridian Street, Carmel, IN 46032

Dwight Dale Creasy

Litigation, Labor Law, Corporate, Reorganization

Status: In Good Standing Licensed: 46 Years

CONTACT

11234 Muirfield Trce, Fishers, IN 46037

Dwight Dale Creasy

Litigation, Labor Law, Corporate, Reorganization

Status: In Good Standing Licensed: 46 Years

CONTACT

11234 Muirfield Trce, Fishers, IN 46037

800-923-0641

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LEGAL TERMS

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

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Indianapolis Reorganization Lawyer, Indiana

Sponsored Law Firm

Sawin & Shea LLC

SPONSORED LAWYERS

Fred L. Cline

Jerry E. Smith

Joshua Peter Reading

John Charles Hoard

Tara Lynn Schulstad

Kendall Allen Schnurpel

Michael Anthony Wilkins

Scott Charles Frissell

Dwight Dale Creasy

Dwight Dale Creasy

TIPS

LEGAL TERMS

TOXIC TORT

FAIR LABOR STANDARDS ACT (FLSA)

GRACE PERIOD

FAIR CREDIT BILLING ACT (FCBA)

WINDING UP

CHAPTER 13 PLAN

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

INTEREST

REAFFIRMATION

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