Kissimmee Bankruptcy & Debt Lawyer, Florida

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Brian L. Koivu Lawyer

Brian L. Koivu

VERIFIED
Divorce & Family Law, Estate, Criminal, Bankruptcy & Debt

Brian holds a bachelor’s degree in Economics from Florida State, an MBA from Cardinal Stritch University, and a Juris Doctorate from Florida A&M Uni... (more)

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407-553-2433

Frank  Blanco Lawyer

Frank Blanco

VERIFIED
Bankruptcy & Debt, Child Custody, Criminal, Traffic, Visa

I graduated with a bachelor's degree in political science from Florida State University in 2005, and a masters' degree in political science from the U... (more)

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407-497-3330

Fanny  Nater Lawyer

Fanny Nater

VERIFIED
Accident & Injury, Bankruptcy & Debt, Immigration, Criminal
Boutique law firm giving clients one on one personal legal representation in English and Spanish.

Fanny Nater was born in Bogota, Colombia, S.A. She moved to New York City, NY at the age of four (4) years old with her mother, brother, and sister. I... (more)

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800-771-3750

Camille  Sebreth Lawyer

Camille Sebreth

VERIFIED
Bankruptcy & Debt, Wills & Probate, Visa, Garnishment, Foreclosure

The Law Office of Camille Sebreth PLLC represents the legal rights and goals of those in need of professional attorney / lawyer legal services in Orla... (more)

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800-747-9240

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Richard A. Heller Lawyer

Richard A. Heller

VERIFIED
Bankruptcy & Debt, Estate, Divorce & Family Law

If you are reading this information, there is a good chance you need highly qualified legal representation. Our firm has been providing such represen... (more)

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407-649-7700

Bruno Fernando DeZayas Lawyer

Bruno Fernando DeZayas

VERIFIED
Criminal, Divorce & Family Law, Personal Injury, Estate Planning, Bankruptcy & Debt

Mr. DeZayas was born and raised in Lakeland, Florida. He graduated from Santa Fe Catholic High School, Tulane University and Florida State University... (more)

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800-876-2051

Michele A. Biecker Lawyer

Michele A. Biecker

VERIFIED
Divorce & Family Law, Estate, Bankruptcy & Debt

At Biecker Law LLC, Michele Biecker believes that when you need legal services, you need an attorney that can provide you with the best advice. That... (more)

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321-806-4730

Christopher John Shipley Lawyer

Christopher John Shipley

VERIFIED
Divorce & Family Law, Bankruptcy & Debt, Estate, Real Estate, Litigation

Shipley Law Firm & Title Company is pleased to provide the highest quality, professional legal services for clients in Lake County and throughout cent... (more)

R. Gregory Colvin

Farms, Family Law, Divorce, Bankruptcy
Status:  In Good Standing           

Lynn J. Hinson

Banking & Finance, Bankruptcy, Corporate, Litigation
Status:  In Good Standing           

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Lawyer.com can help you easily and quickly find Kissimmee Bankruptcy & Debt Lawyers and Kissimmee Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)
The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)
An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)
A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

FDCPA

See Fair Debt Collections & Practices Act.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)
A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)
A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)
Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)
A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)
A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.