Rancho La Costa Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Cathy Marilyn Hersch

Divorce & Family Law, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: In Good Standing Licensed: 32 Years

CONTACT

1743 Pipit Ct, Carlsbad, CA 92011

Daniel Victor Santiago

Employee Rights, Employment, Collection

Status: In Good Standing Licensed: 28 Years

CONTACT

2343 Kyanite Pl, Carlsbad, CA 92009

Eric Alan Hanscom

Trademark, Patent, Estate Planning, Child Custody, Bankruptcy

Status: In Good Standing Licensed: 28 Years

CONTACT

2121 Palomar Airport Rd, Carlsbad, CA 92011

Katherine Christine Bray

Litigation, Government, Business, Collection

Status: In Good Standing Licensed: 19 Years

CONTACT

2121 Palomar Airport Rd, Carlsbad, CA 92011

Ralph Reuben Oliverio

International, Estate, Business, Credit & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

1293 Shorebird Ln, San Bernardino, CA 92423

Glenn Christopher Moret

Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

385 N Arrowhead Ave, San Bernardino, CA 92415

Clay Darren Renick

Commercial Real Estate, Litigation, Trusts, Credit & Debt

Status: In Good Standing

CONTACT

7040 Avenida Encinas, Carlsbad, CA 92011

Danielle Katrin Wakefield

Real Estate, Lawsuit & Dispute, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

7040 Avenida Encinas, Carlsbad, CA 92011

Michael Gene Gaddis

Real Estate, Industry Specialties, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 26 Years

CONTACT

6104 Innovation Way, Carlsbad, CA 92009

William Ralston

Intellectual Property, Bankruptcy & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

6155 El Camino Real, Carlsbad, CA 92009

800-923-0641

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LEGAL TERMS

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FDCPA

See Fair Debt Collections & Practices Act.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

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Rancho La Costa Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Cathy Marilyn Hersch

Daniel Victor Santiago

Eric Alan Hanscom

Katherine Christine Bray

Ralph Reuben Oliverio

Glenn Christopher Moret

Clay Darren Renick

Danielle Katrin Wakefield

Michael Gene Gaddis

William Ralston

TIPS

LEGAL TERMS

TRADE DRESS

LIABILITY

CREDIT INSURANCE

DEBIT CARD

GRACE PERIOD

FDCPA

COLLECTION AGENCY

CHAPTER 13 BANKRUPTCY

SETOFF

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