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Michael Johnson
About | Practice Areas
Law Offices Of Michael H. Johnson, P.A.
3601 W. Commercial Blvd Suite 31 Fort Lauderdale, FL 33309» view map
Bankruptcy & Debt
Experienced Legal Guidance

I know how important getting out of debt can be, and I’m committed to providing innovative, effective solutions to help you have a brighter future.

800-773-6441
1. Michael Johnson Fort Lauderdale, FL
  Attorney at Law, FL
  Shepard Broad Law Center, J.D. 1998
2. AboutLaw Offices Of Michael H. Johnson, P.A.
  Experienced Legal Guidance
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
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Darrel T. King

Credit & Debt, Collection, Car Accident, Animal Bite

Status: In Good Standing Licensed: 27 Years

CONTACT

707 Se 3Rd Ave, Fort Lauderdale, FL 33316

Michelle Nicole Shupe-Abbas

Trusts, Civil Rights, Corporate, Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

888 Se 3Rd Ave, Fort Lauderdale, FL 33316

Richard Francis Hussey

Civil Rights, Insurance, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 42 Years

CONTACT

800 Se 3Rd Ave, Fort Lauderdale, FL 33316

Eric Klein

Bankruptcy & Debt, Bankruptcy, Divorce & Family Law, Family Law

FREE CONSULTATION

CONTACT

110 East Broward Blvd., Fort Lauderdale, FL 33301

Zach Barry Shelomith

Litigation, Business, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

2699 Stirling Rd, Fort Lauderdale, FL 33312

Jonathan Seth Leiderman

Litigation, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

2699 Stirling Rd, Fort Lauderdale, FL 33312

Matthew T Girardi

Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

Fort Lauderdale, FL 33355

Matisyahu H Abarbanel

Civil Rights, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

3201 Griffin Rd, Fort Lauderdale, FL 33312

Leigh Stefan Jocelyn

Bankruptcy, Contract, Government, Environmental Law, Commercial Real Estate

Status: In Good Standing Licensed: 10 Years

CONTACT

1318 Se 1St Ave, Fort Lauderdale, FL 33316

Jay Myron Gamberg

Litigation, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 52 Years

CONTACT

4651 Sheridan Street, Hollywood, FL 33021

800-923-0641

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LEGAL TERMS

FDCPA

See Fair Debt Collections & Practices Act.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

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Dania Bankruptcy & Debt Lawyer, Florida, page 3

Sponsored Law Firm

Law Offices Of Michael H. Johnson, P.A.

SPONSORED LAWYERS

Darrel T. King

Michelle Nicole Shupe-Abbas

Richard Francis Hussey

Eric Klein

Zach Barry Shelomith

Jonathan Seth Leiderman

Matthew T Girardi

Matisyahu H Abarbanel

Leigh Stefan Jocelyn

Jay Myron Gamberg

TIPS

LEGAL TERMS

FDCPA

SETOFF

FAIR LABOR STANDARDS ACT (FLSA)

CREDIT INSURANCE

LOSS DAMAGE WAIVER (LDW)

INTEREST

TOXIC TORT

FAIR CREDIT BILLING ACT (FCBA)

FRAUDULENT TRANSFER

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