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Michael Johnson
About | Practice Areas
Law Offices Of Michael H. Johnson, P.A.
3601 W. Commercial Blvd Suite 31 Fort Lauderdale, FL 33309» view map
Bankruptcy & Debt
Experienced Legal Guidance

I know how important getting out of debt can be, and I’m committed to providing innovative, effective solutions to help you have a brighter future.

800-773-6441
1. Michael Johnson Fort Lauderdale, FL
  Attorney at Law, FL
  Shepard Broad Law Center, J.D. 1998
2. AboutLaw Offices Of Michael H. Johnson, P.A.
  Experienced Legal Guidance
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
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Kevin Lawrence Hagen

Construction, Civil Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

3531 Griffin Rd, Fort Lauderdale, FL 33312

Jason Weaver

Bankruptcy & Debt, Real Estate, Student Rights

Status: In Good Standing Licensed: 24 Years

CONTACT

3531 Griffin Rd, Fort Lauderdale, FL 33312

Gary W Cole

Immigration, Criminal, Civil Rights, Credit & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

1209 SE 3rd Ave, Fort Lauderdale, FL 33316

Sherri B Simpson

Commercial Real Estate, Corporate, Contract, Credit & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

1126 S Federal Hwy, Fort Lauderdale, FL 33316

Natalie F Guerra-Valdes

Litigation, Family Law, Securities, Consumer Bankruptcy

Status: In Good Standing

CONTACT

12 Se 7Th St, Fort Lauderdale, FL 33301

James D Silver

Bankruptcy, Business & Trade, Litigation, Civil & Human Rights

Status: In Good Standing Licensed: 42 Years

CONTACT

633 S Federal Hwy, Fort Lauderdale, FL 33301

Matthew Clay Sanchez

Business & Trade, Business, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

2426 E Las Olas Blvd, Fort Lauderdale, FL 33301

Victor H Waite

Federal Trial Practice, Family Law, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

110 Se 6Th St, Fort Lauderdale, FL 33301

Raymond Joseph Lucas

Civil Rights, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 29 Years

CONTACT

110 Se 6Th St, Fort Lauderdale, FL 33301

Patrick S Scott

Litigation, Business, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing

CONTACT

515 E Las Olas Blvd, Fort Lauderdale, FL 33301

800-923-0641

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LEGAL TERMS

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

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Dania Bankruptcy & Debt Lawyer, Florida, page 4

Sponsored Law Firm

Law Offices Of Michael H. Johnson, P.A.

SPONSORED LAWYERS

Kevin Lawrence Hagen

Jason Weaver

Gary W Cole

Sherri B Simpson

Natalie F Guerra-Valdes

James D Silver

Matthew Clay Sanchez

Victor H Waite

Raymond Joseph Lucas

Patrick S Scott

TIPS

LEGAL TERMS

C CORPORATION

CREDIT REPORT

FAIR CREDIT BILLING ACT (FCBA)

PRESUMED ABUSE

LOSS DAMAGE WAIVER (LDW)

401(K) PLAN

REDEMPTION

GARNISHMENT

FORBEARANCE

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