Dublin Bankruptcy & Debt Lawyer, California

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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Brandon Richard Creel

Employee Rights, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 17 Years

CONTACT

5880 Owens Dr, Pleasanton, CA 94588

Phillip Gabor Vermont

Real Estate, Copyright, Wills & Probate, Credit & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

5000 Hopyard Rd, Pleasanton, CA 94588

Andree Desam Taylor

Science, Technology & Internet, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 21 Years

CONTACT

4695 Chabot Drive, Pleasanton, CA 94588

Stephen G. Opperwall

Commercial Real Estate, Litigation, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

4900 Hopyard Rd, Pleasanton, CA 94588

Jerome Arthur Blaha

Intellectual Property, Immigration, Trusts, Family Law, Collection

Status: In Good Standing

CONTACT

4900 Hopyard Rd, Pleasanton, CA 94588

Ali Reza Shamshirirad

Intellectual Property, Bankruptcy & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

Pleasanton, CA 94588

Robert Edward Nuddleman

Civil Rights, Workers' Compensation, Bankruptcy, Contract, Dispute Resolution

Status: In Good Standing

CONTACT

5820 Stoneridge Mall Rd, Pleasanton, CA 94588

Robert Nuddleman

Civil Rights, Workers' Compensation, Bankruptcy, Contract, Dispute Resolution

Status: In Good Standing

CONTACT

5820 Stoneridge Mall Rd, Pleasanton, CA 94588

James G. Schwartz

Credit & Debt, Collection, Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

7901 Stoneridge Dr, Pleasanton, CA 94588

James Gerald Schwartz

Bankruptcy & Debt, Estate, Real Estate, Lawsuit & Dispute

Status: In Good Standing

CONTACT

7901 Stoneridge Dr, Pleasanton, CA 94588

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

COLLATERAL

Property that guarantees payment of a secured debt.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

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Dublin Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Brandon Richard Creel

Phillip Gabor Vermont

Andree Desam Taylor

Stephen G. Opperwall

Jerome Arthur Blaha

Ali Reza Shamshirirad

Robert Edward Nuddleman

Robert Nuddleman

James G. Schwartz

James Gerald Schwartz

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LEGAL TERMS

PRESUMED ABUSE

CREDIT INSURANCE

REDEMPTION

UNDUE HARDSHIP

DISCHARGE (OF DEBTS)

CHAPTER 13 PLAN

FAIR CREDIT BILLING ACT (FCBA)

COLLATERAL

BANKRUPTCY TRUSTEE

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