Vacaville Bankruptcy & Debt Lawyer, California

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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Mary Ellen Terranella

Business, Bankruptcy

Status: In Good Standing Licensed: 43 Years

CONTACT

409 Boyd St, Vacaville, CA 95688

Anne M. Campbell

Real Estate, Trusts, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

190 S Orchard, Vacaville, CA 95688

Douglas Spletter

Estate, Business, Bankruptcy & Debt

Status: Suspended Licensed: 26 Years

CONTACT

190 S Orchard, Vacaville, CA 95688

David Allen Flores-Workman

Workers' Compensation, Employment, Bankruptcy & Debt

Status: In Good Standing

CONTACT

601 Buck Ave, Vacaville, CA 95688

James Lemuel Pearson

DUI-DWI, Bankruptcy, Social Security -- Disability

Status: In Good Standing

CONTACT

2050 Peabody Rd, Vacaville, CA 95687

Matthew Jerome Gilbert

Estate, Consumer Rights, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2601 Nut Tree Rd, Vacaville, CA 95687

Linda Calderon Garrett

Lawsuit & Dispute, Estate, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1261 Travis Blvd, Fairfield, CA 94533

Carmen I Dunbar

Tax, Landlord-Tenant, Immigration, Collection

Status: In Good Standing Licensed: 15 Years

CONTACT

728 Texas St, Fairfield, CA 94534

Janice Marie Brown

Civil Rights, Products Liability, Consumer Bankruptcy, Mass Torts, Personal Injury

Status: In Good Standing Licensed: 33 Years

CONTACT

675 Texas St, Fairfield, CA 94533

Timothy James Walsh

Other, Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 48 Years

CONTACT

710 Missouri St, Fairfield, CA 94533

800-923-0641

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LEGAL TERMS

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

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Vacaville Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Mary Ellen Terranella

Anne M. Campbell

Douglas Spletter

David Allen Flores-Workman

James Lemuel Pearson

Matthew Jerome Gilbert

Linda Calderon Garrett

Carmen I Dunbar

Janice Marie Brown

Timothy James Walsh

TIPS

LEGAL TERMS

DISCHARGE (OF DEBTS)

FRAUDULENT TRANSFER

FAIR CREDIT REPORTING ACT (FCRA)

CHAPTER 13 BANKRUPTCY

NONEXEMPT PROPERTY

S CORPORATION

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

HOUSEHOLDER

CURRENT MONTHLY INCOME

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