Walnut Grove Bankruptcy & Debt Lawyer, California

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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Eurik O'Bryant

✓ VERIFIED

Bankruptcy & Debt, Wills & Probate, Intellectual Property, Landlord-Tenant

Eurik is a shareholder at Sekhon & O’Bryant specializing in the practice of contested trust and estate matters, probate administration, commercial l... (more)

CONTACT

800-916-0881

18826 North Lower Sacramento Rd, Woodbridge, CA 95258

Simran Singh Sekhon

Business, Bankruptcy, Trademark, Contract, Wills & Probate

Simran Sekhon is a practicing lawyer in the state of California.

CONTACT

800-916-0881

18826 N Lower Sacramento Rd, Woodbridge, CA 95258

Chia-Fen Yu

General Practice

Status: In Good Standing Licensed: 10 Years

CONTACT

10184 Blossom Ridge Dr, Elk Grove, CA 95757

Jan Dee Smutny

Pharmaceutical Product, Environmental Law, DUI-DWI, Credit & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

3009 E Pintail Way, Elk Grove, CA 95757

Haley Margaret Costamagna

Employee Rights, Contract, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

17046 N Devries Rd, Lodi, CA 95242

Jim Gerhart Price

Commercial Real Estate, Consumer Rights, Commercial Banks, Collection, Bankruptcy

Status: In Good Standing

CONTACT

6163 Bethel Island Road, Bethel Island, CA 94511

Len Randall Reidreynoso

Litigation, Estate, Business, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

CONTACT

908 C St, Galt, CA 95632

Jonathan Gregg Stein

Other, Real Estate, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing

CONTACT

5050 Laguna Blvd, Elk Grove, CA 95758

Curtis Ray Weber

Bankruptcy & Debt

Status: In Good Standing Licensed: 49 Years

CONTACT

4801 Laguna Blvd, Elk Grove, CA 95758

Ronald Louis Carello

Real Estate, Bankruptcy & Debt, Divorce

Status: In Good Standing Licensed: 29 Years

CONTACT

4815 Laguna Park Dr, Elk Grove, CA 95758

800-923-0641

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LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

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Walnut Grove Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Eurik O'Bryant

Simran Singh Sekhon

Chia-Fen Yu

Jan Dee Smutny

Haley Margaret Costamagna

Jim Gerhart Price

Len Randall Reidreynoso

Jonathan Gregg Stein

Curtis Ray Weber

Ronald Louis Carello

TIPS

LEGAL TERMS

MEANS TEST

REDEMPTION

SECURED DEBT

PRESUMED ABUSE

FAIR CREDIT REPORTING ACT (FCRA)

ADMINISTRATIVE EXPENSES

GUARANTEED RESERVATION

WORKOUT

BANKRUPTCY TRUSTEE

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