Castaic Bankruptcy & Debt Lawyer, California

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Leon Bayer
About | Practice Areas
Bayer Wishman & Leotta
1055 Wilshire Blvd Suite 1900 Los Angeles, CA 90017» view map
Bankruptcy & Debt
Experience, Affordability, & Expertise

The Los Angeles bankruptcy lawyers of Bayer Wishman & Leotta have successfully represented clients in the Los Angeles area for over 37 years. Bankruptcy is all we handle.

800-942-4591
1. Leon Bayer Los Angeles, CA
  Attorney at Law - CA, 1979
  San Fernando Valley College of Law
2. AboutBayer Wishman & Leotta
  88 Years of Combined Experience
3. Practice AreasExpertise
  Bankruptcy & Debt
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Jacqueline M. Sale

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Immigration, Bankruptcy & Debt

When It's Time to Litigate To Enforce Your Consumer Rights

Jacqueline Sale is an immigration and bankruptcy lawyer proudly serving Daytona Beach, Florida and the surrounding areas.

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386-888-0529

27321 English Ivy Lane, Canyon Country, CA 91387

Bill James Thompson

Real Estate, Entertainment, Divorce & Family Law, Collection

Status: In Good Standing

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28212 Kelly Johnson Pkwy, Valencia, CA 91355

Blyth Birchall

General Practice

Status: Inactive Licensed: 38 Years

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27053 Island Rd, Valencia, CA 91355

Chantal Joan Vanongevalle

Dispute Resolution, Bankruptcy

Status: In Good Standing Licensed: 28 Years

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27240 Turnberry Ln, Valencia, CA 91355

Charles John Brash

Real Estate, Estate, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 40 Years

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24405 Chestnut St, Newhall, CA 91321

Cindy R Schwartz

General Practice

Status: In Good Standing Licensed: 35 Years

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23847 Arroyo Park Dr, Valencia, CA 91355

Corey Carter

Litigation, Civil Rights, Business, Bankruptcy & Debt

Status: In Good Standing

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27240 Turnberry Ln, Valencia, CA 91355

Corey Alan Carter

Litigation, Civil Rights, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 14 Years

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27240 Turnberry Ln, Valencia, CA 91355

Cristian Miguel Ramorino

Land Use & Zoning, Immigration, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 25 Years

CONTACT

18723 Via Princessa, Canyon Country, CA 91387

David Kenneth Jefferies

Lawsuit & Dispute, Employment, Family Law, Credit & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

18565 Soledad Canyon Rd, Canyon Country, CA 91351

800-923-0641

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

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Castaic Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Bayer Wishman & Leotta

SPONSORED LAWYERS

Jacqueline M. Sale

Bill James Thompson

Blyth Birchall

Chantal Joan Vanongevalle

Charles John Brash

Cindy R Schwartz

Corey Carter

Corey Alan Carter

Cristian Miguel Ramorino

David Kenneth Jefferies

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LEGAL TERMS

GRACE PERIOD

PRESUMED ABUSE

NONEXEMPT PROPERTY

LIEN

MEANS TEST

COSIGNER

ACCORD AND SATISFACTION

CHAPTER 13 BANKRUPTCY

SECRET WARRANTY PROGRAM

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