Castaic Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Jacqueline M. Sale

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Immigration, Bankruptcy & Debt

When It's Time to Litigate To Enforce Your Consumer Rights

Jacqueline Sale is an immigration and bankruptcy lawyer proudly serving Daytona Beach, Florida and the surrounding areas.

FREE CONSULTATION

CONTACT

386-888-0529

27321 English Ivy Lane, Canyon Country, CA 91387

Cristian Miguel Ramorino

Land Use & Zoning, Immigration, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 25 Years

CONTACT

18723 Via Princessa, Canyon Country, CA 91387

Richard Kyung Kim

Estate Planning, Civil Rights, Contract, Collection

Status: In Good Standing Licensed: 36 Years

CONTACT

18723 Via Princessa, Canyon Country, CA 91387

Richard Kim

Estate Planning, Civil Rights, Contract, Collection

Status: In Good Standing Licensed: 36 Years

CONTACT

18723 Via Princessa, Canyon Country, CA 91387

Gary Arthur Weis

Construction, Litigation, Contract, Business, Collection

Status: In Good Standing Licensed: 31 Years

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17451 Sarita Ave, Canyon Country, CA 91387

Rob Werner

Bankruptcy, Personal Injury, Workers' Compensation, Elder Law

Status: In Good Standing

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27257 Camp Plenty Rd, Canyon Country, CA 91351

David Kenneth Jefferies

Lawsuit & Dispute, Employment, Family Law, Credit & Debt

Status: In Good Standing Licensed: 46 Years

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18565 Soledad Canyon Rd, Canyon Country, CA 91351

Charles John Brash

Real Estate, Estate, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 40 Years

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24405 Chestnut St, Newhall, CA 91321

Tamara Lynn Graves

Wills & Probate, Estate, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 26 Years

CONTACT

24405 Chestnut St, Newhall, CA 91321

Sandra Lynn Burkhardt

Litigation, Trusts, Civil Rights, Credit & Debt

Status: In Good Standing Licensed: 7 Years

CONTACT

28701 Magnolia Way, Santa Clarita, CA 91390

800-923-0641

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

Castaic Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Jacqueline M. Sale

Cristian Miguel Ramorino

Richard Kyung Kim

Richard Kim

Gary Arthur Weis

Rob Werner

David Kenneth Jefferies

Charles John Brash

Tamara Lynn Graves

Sandra Lynn Burkhardt

TIPS

LEGAL TERMS

DEBT COLLECTOR

CREDIT REPORT

GUARANTOR

S CORPORATION

CHAPTER 13 PLAN

FAIR CREDIT REPORTING ACT (FCRA)

BANKRUPTCY TRUSTEE

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CCCS

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