Lehigh Acres Bankruptcy & Debt Lawyer, Florida, page 4

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Atty. Raymond Mitchell
Chapter 7 | Chapter 13
The Law Firm of Raymond Mitchell
3717 Del Prado Blvd. South Cape Coral, Florida 33904 » view map
Lee County Bankruptcy Lawyer
We Help You Survive Financial Attacks

We strive to protect your freedom and rights and provide high quality legal services to you in a professional, respectful, realistic and honest manner.

800-256-5820
1. Raymond B. Mitchell Cape Coral
  Attorney At Law - FL, 1994
  Regent University School of Law - 1993
2. Chapter 7Liquidation
  A Chapter 7 liquidation proceeding is available to individuals, partnerships, and corporations.
3. Chapter 13Reorganization
  A Chapter 13 bankruptcy, or "wage earner reorganization" is available only to individuals with regular income.
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William Patrick Meehan

Real Estate, Estate, Business, Bankruptcy

Status: In Good Standing Licensed: 66 Years

CONTACT

1950 Courtney Drive, Fort Myers, FL 33901

Michelle Tina Trunkett

Bankruptcy, Commercial Real Estate, Motor Vehicle, Credit & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

3210 Cleveland Ave, Fort Myers, FL 33901

Chris Santospirito

Bankruptcy, Family Law, Guardianships & Conservatorships, Dispute Resolution

Status: In Good Standing

CONTACT

1375 Jackson St, Fort Myers, FL 33901

Luis Ernesto Rivera

Litigation, Lawsuit & Dispute, Business, Bankruptcy

Status: In Good Standing

CONTACT

1404 Dean St, Fort Myers, FL 33901

Michael Vincent Leeman

Real Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

2110 First St, Fort Myers, FL 33901

Kim Levy

Landlord-Tenant, Lawsuit & Dispute, Bankruptcy & Debt, Construction, Credit & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

2110 Cleveland Ave, Fort Myers, FL 33901

Richard A Johnston

Real Estate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

Fort Myers, FL 33902

Dennis Lee Avery

Power of Attorney, Health Care Other, Family Law, Credit & Debt, Traffic

Status: In Good Standing

CONTACT

Fort Myers, FL 33902

J Jeffrey Rice

Civil Rights, Bankruptcy, Construction, Divorce, Contract

Status: In Good Standing Licensed: 49 Years

CONTACT

Fort Myers, FL 33902

Brian David Zinn

International Tax, Civil Rights, Contract, Credit & Debt

Status: In Good Standing

CONTACT

6 Mile Cypress Pkwy, Fort Myers, FL 33966

800-923-0641

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LEGAL TERMS

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

COLLATERAL

Property that guarantees payment of a secured debt.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

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Lehigh Acres Bankruptcy & Debt Lawyer, Florida, page 4

Sponsored Law Firm

The Law Firm of Raymond Mitchell

SPONSORED LAWYERS

William Patrick Meehan

Michelle Tina Trunkett

Chris Santospirito

Luis Ernesto Rivera

Michael Vincent Leeman

Kim Levy

Richard A Johnston

Dennis Lee Avery

J Jeffrey Rice

Brian David Zinn

TIPS

LEGAL TERMS

SECURED DEBT

LIABILITY

IRS EXPENSES

INTEREST

LIEN

PRESUMED ABUSE

COLLATERAL

DEFINED CONTRIBUTION PLAN

GENERAL PARTNER

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