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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Gonzalo Ignacio Vergara

General Practice

Status: Retired Licensed: 23 Years

CONTACT

1950 Homewood Ln, Lincoln, CA 95648

John Charles Lyman

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

3785 Placer Corporate Dr, Rocklin, CA 95765

Eugene Manuel Massa

Real Estate, Social Security, Employee Rights, Child Custody, Collection

Status: In Good Standing Licensed: 20 Years

CONTACT

3755 Atherton Rod, Rocklin, CA 95765

Marlon Holden Bateman

Litigation, Trusts, Corporate, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

5701 Lonetree Blvd, Rocklin, CA 95765

Jeffrey Robert Fletterick

Social Security, Business & Trade, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 14 Years

CONTACT

5701 Lonetree Blvd, Rocklin, CA 95765

Terry Lee Gilbeau

Litigation, International, Corporate, Credit & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

5701 Lonetree Blvd, Rocklin, CA 95765

Jeffrey Robert Fletterick

Business & Trade, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 14 Years

CONTACT

5701 Lonetree Blvd, Rocklin, CA 95765

David Herbert Tellman

Landlord-Tenant, Credit & Debt, Criminal

Status: In Good Standing Licensed: 30 Years

CONTACT

10810 Justice Center Dr, Roseville, CA 95678

Morgan Briggs Gire

Environmental Law Other, Employment, Elder Law, Insurance, Collection

Status: In Good Standing Licensed: 25 Years

CONTACT

10810 Justice Center Dr, Roseville, CA 95678

Todd Darrow Irby

Lawsuit & Dispute, Business, Bankruptcy & Debt

Status: Inactive Licensed: 33 Years

CONTACT

10820 Justice Center Dr, Roseville, CA 95678

800-923-0641

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LEGAL TERMS

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

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Lincoln Bankruptcy & Debt Lawyer, California, page 2

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Gonzalo Ignacio Vergara

John Charles Lyman

Eugene Manuel Massa

Marlon Holden Bateman

Jeffrey Robert Fletterick

Terry Lee Gilbeau

Jeffrey Robert Fletterick

David Herbert Tellman

Morgan Briggs Gire

Todd Darrow Irby

TIPS

LEGAL TERMS

DOING BUSINESS AS (DBA)

FAIR CREDIT REPORTING ACT (FCRA)

BANKRUPTCY

INTEREST

GARNISHMENT

SETOFF

S CORPORATION

FRATERNAL BENEFIT SOCIETY BENEFITS

BULK SALES LAW

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