Lakeland Bankruptcy & Debt Lawyer, Florida, page 3

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Robert Geller
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Law Offices of Robert M. Geller, P.A.
807 West Azeele Street Tampa, FL 33606 » view map
Bankruptcy Law Attorneys - Hillsborough County
Bridging You A Brighter Future

It is our firm's philosophy and goal to give each client the individual attention he or she needs in difficult times. Call for a free initial consultation.

800-811-8031
1. Robert Geller Tampa, FL
  Attorney At Law - Florida, 1986
  Levin College of Law, J.D. - 1985
2. Bankruptcy Law Firm
  We have helped thousands of clients make a fresh financial start.
3. Contact UsEmail or Call 24/7
  Call for initial free consultation, 800-811-8031.
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Vince Edward Turner

Foreclosure, Wills & Probate, Consumer Bankruptcy

Status: Licensed: 35 Years

CONTACT

Winter Haven, FL 33883

Rodney L. Durrance

Farms, Child Support, Adoption, Bankruptcy, Real Estate

Status: Licensed: 55 Years

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Winter Haven, FL 33883

Carol Jean Messina Herman

Litigation, Civil Rights, Contract, Credit & Debt, Trusts

Status: Licensed: 33 Years

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1907 Carriage Ct, Plant City, FL 33566

J. Kelly Kennedy

Income Tax, Trusts, Contract, Reorganization

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198 1St Street South, Winter Haven, FL 33880

Johnnie Bryars Byrd

Estate Planning, Contract, Adoption, Bankruptcy, Products Liability

Status:

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206 N Collins St, Plant City, FL 33563

Robin Howard Stevenson

Credit & Debt, Civil Rights, Family Law, Litigation

Status: Licensed: 32 Years

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1125 E Main St, Bartow, FL 33830

Lakeisha Latoya Babers

Bankruptcy, Divorce & Family Law, Wills & Probate, Federal Appellate Practice

Status: Licensed: 19 Years

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Winter Haven, FL 33885

Cedric Eugene Lewis

Bankruptcy, Civil Rights, Family Law, Trusts

Status: Licensed: 24 Years

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631 Heather Glen Loop, Winter Haven, FL 33884

Deborah Rose Tracy

Real Estate, Trusts, Corporate, Credit & Debt

Status: Licensed: 29 Years

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Valrico, FL 33595

Marcie L Baker

Divorce & Family Law, Bankruptcy, Workers' Compensation, Employment

Status: Licensed: 28 Years

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5518 7th Street, Zephyrhills, FL 33542

800-814-6700

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CCCS

See Consumer Credit Counseling Service.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

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Lakeland Bankruptcy & Debt Lawyer, Florida, page 3

Sponsored Law Firm

Law Offices of Robert M. Geller, P.A.

SPONSORED LAWYERS

Vince Edward Turner

Rodney L. Durrance

Carol Jean Messina Herman

J. Kelly Kennedy

Johnnie Bryars Byrd

Robin Howard Stevenson

Lakeisha Latoya Babers

Cedric Eugene Lewis

Deborah Rose Tracy

Marcie L Baker

TIPS

LEGAL TERMS

GRACE PERIOD

IRS EXPENSES

401(K) PLAN

DISCHARGEABLE DEBTS

CREDIT BUREAU

REDEMPTION

CCCS

CREDIT COUNSELING

NONPROFIT CORPORATION

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