Los Alamitos Bankruptcy & Debt Lawyer, California

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John Greifendorff

Bankruptcy & Debt
Status:  In Good Standing           

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James Vicente Michael Sanchez

Estate Planning, Bankruptcy, Contract, Family Law, Trusts
Status:  In Good Standing           Licensed:  17 Years

Julie Jaleh Moradi

Commercial Real Estate, Litigation, Bankruptcy
Status:  In Good Standing           

Mark John Hoffman

Foreclosure, Real Estate, Estate, Elder Law, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  13 Years

Rudy M A Cosio

Civil Rights, White Collar Crime, Estate Planning, Bankruptcy, Medical Malpractice
Status:  In Good Standing           Licensed:  34 Years

Huan Tien Nguyen

Lawsuit & Dispute, Employment, Divorce & Family Law, Credit & Debt
Status:  In Good Standing           Licensed:  25 Years

Charles Edward Mashburn

Commercial Real Estate, White Collar Crime, Contract, Credit & Debt
Status:  In Good Standing           Licensed:  36 Years

Desiree V Causey

Divorce, Child Custody, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  23 Years

Kyle Norman Gurwell

Commercial Real Estate, Litigation, Contract, Credit & Debt
Status:  In Good Standing           Licensed:  12 Years

Lindsay Diane Mccaskill

Litigation, Entertainment, Antitrust, Consumer Bankruptcy
Status:  In Good Standing           Licensed:  22 Years

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Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)
A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)
A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)
A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)
Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)
A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)
A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

COLLATERAL

Property that guarantees payment of a secured debt.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

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