Lost Hills Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Roberto Abel Maciel

Immigration

Status: In Good Standing Licensed: 12 Years

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Wasco, CA 93280

Jacob Liberty Eaton

Employee Rights, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

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11601 Bolthouse Dr, Bakersfield, CA 93311

Ritchie Gene Zimmer

Other, Divorce, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 42 Years

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11601 Bolthouse Drive, Bakersfield, CA 93311

Rosetta Naddine Reed

Health Care, Estate, Bankruptcy & Debt

Status: In Good Standing

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4900 California Ave, Bakersfield, CA 93309

Roxanne Jennett Ware

Immigration, Estate, Divorce & Family Law, Misdemeanor, Bankruptcy & Debt

Status: In Good Standing Licensed: 32 Years

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Nipomo, CA 93444

Cynthia Rose Scully

Bankruptcy

Status: Inactive Licensed: 35 Years

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3604 Rockcrest Ct, Bakersfield, CA 93311

Timothy Swift Mckinley

Elder Law, Contract, Credit & Debt, Household Mold

Status: Inactive Licensed: 49 Years

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13513 Challis Forest Ln, Bakersfield, CA 93314

Jennifer A. Adams

Traffic, Lawsuit, Business, Collection

Status: In Good Standing

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5701 Truxtun Ave, Bakersfield, CA 93309

Rosetta Naddine Reed

Estate Administration, Wills & Probate, Trusts, Bankruptcy

Status: In Good Standing Licensed: 25 Years

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4900 California Ave, Bakersfield, CA 93309

Reid Eric Dammann

Intellectual Property, Science, Technology & Internet, Consumer Bankruptcy

Status: In Good Standing Licensed: 17 Years

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1 Wilshire Blvd, Los Angeles, CA 90017

800-923-0641

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LEGAL TERMS

CREDIT FILE

See credit report.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

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Lost Hills Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Roberto Abel Maciel

Jacob Liberty Eaton

Ritchie Gene Zimmer

Rosetta Naddine Reed

Roxanne Jennett Ware

Cynthia Rose Scully

Timothy Swift Mckinley

Jennifer A. Adams

Rosetta Naddine Reed

Reid Eric Dammann

TIPS

LEGAL TERMS

CREDIT FILE

FAIR LABOR STANDARDS ACT (FLSA)

TRUTH IN LENDING ACT (TILA)

S CORPORATION

SECRET WARRANTY PROGRAM

BULK SALES LAW

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

GRACE PERIOD

CURRENT MONTHLY INCOME

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