North Hollywood Bankruptcy & Debt Lawyer, California, page 2

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Charles Martin
About | Practice Areas
Law Office of Charles Martin
17461 Irvine Blvd Suite F Tustin, CA 92780» view map
Bankruptcy & Debt
Professional. Affordable. Reliable.

We have 19 years of experience handling thousands of bankruptcies. With our legal assistance we will guide you through the process of bankruptcy.

800-975-9061
1. Charles Martin Tustin, CA
  Attorney at Law - CA, 2003
  Chapman University J.D.
2. AboutLaw Office of Charles Martin
  We love our customers.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Henrik M. Mosesi

Bankruptcy, Criminal, Estate Planning, Family Law

Status: In Good Standing

FREE CONSULTATION

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360 East Olive Avenue, Burbank, CA 91502

Carmela T. Pagay

Bankruptcy, Workout

Status: In Good Standing

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1888 Century Park East, Los Angeles, CA 90067

C. John M. Melissinos

Bankruptcy

Status: In Good Standing

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1901 Avenue of the Stars, Los Angeles, CA 90067

Todd A. Frealy

Lawsuit & Dispute, Credit & Debt, Bankruptcy Litigation, Bankruptcy & Debt

Status: In Good Standing

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1888 Century Park East, Los Angeles, CA 90067

Giovanni Orantes

Bankruptcy, Corporate, Business Organization, Credit & Debt

Status: In Good Standing

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3435 Wilshire Boulevard, Los Angeles, CA 90010

Joel S. Seidel

Bankruptcy, Estate Planning, Family Law, Real Estate

Status: In Good Standing

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1925 Century Park East, Los Angeles, CA 90067

John Rubenstein, Esq.

Litigation, Immigration, Corporate, Bankruptcy

Status: In Good Standing

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3435 Wilshire Blvd Ste 2700, Los Angeles, CA 90010

James T. King

Bankruptcy, Foreclosure

Status: In Good Standing

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315 West Arden Avenue, Glendale, CA 91203

Murray Greiff

Litigation, Criminal, Collection, Bankruptcy

Status: In Good Standing

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11355 West Olympic Boulevard, Los Angeles, CA 90064

Donna R. Dishbak

Collection, Consumer Protection

Status: In Good Standing

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510 W 6th St, Los Angeles, CA 90014

800-923-0641

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LEGAL TERMS

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

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North Hollywood Bankruptcy & Debt Lawyer, California, page 2

Sponsored Law Firm

Law Office of Charles Martin

SPONSORED LAWYERS

Henrik M. Mosesi

Carmela T. Pagay

C. John M. Melissinos

Todd A. Frealy

Giovanni Orantes

Joel S. Seidel

John Rubenstein, Esq.

James T. King

Murray Greiff

Donna R. Dishbak

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LEGAL TERMS

BANKRUPTCY TRUSTEE

DISCHARGEABLE DEBTS

LIABILITY

NONEXEMPT PROPERTY

CREDIT INSURANCE

TRADE NAME

FAIR CREDIT REPORTING ACT (FCRA)

NUISANCE FEES

CURRENT MONTHLY INCOME

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