Palomar Mountain Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Aaron Christopher Koenig

Employment, Bankruptcy & Debt

Status: In Good Standing Licensed: 17 Years

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34595 Strawberry Ridge Rd, Murrieta, CA 92563

Adrian Michael Kulinski

Workers' Compensation, Corporate, Credit & Debt, Products Liability

Status: In Good Standing Licensed: 22 Years

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2061 Wineridge Pl, Escondido, CA 92029

Alan M. Mansfield

Landlord-Tenant, Class Action, Business, Bankruptcy & Debt

Status: In Good Standing

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16870 West Bernardo Drive, San Diego, CA 92127

Alena Shamos

Public Law, DUI-DWI, Bankruptcy

Status: In Good Standing Licensed: 23 Years

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960 Canterbury Pl, Escondido, CA 92025

Asaph Orion Abrams

Litigation, Wills, Trusts, Bankruptcy

Status: In Good Standing

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206 Woodland Pkwy, San Marcos, CA 92069

Bernadette Elaine Probus

Other, Real Estate, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 42 Years

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2238 Oak Hill Dr, Escondido, CA 92027

Bruce Leichty

Civil Rights, Estate Planning, Bankruptcy, Education, Contract

Status: In Good Standing Licensed: 37 Years

CONTACT

220 West Grand Avenue, Escondido, CA 92025

C. Taylor

Criminal, DUI-DWI, Child Custody, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 23 Years

FREE CONSULTATION

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41593 Winchester Rd, Temecula, CA 92590

Carey Pickford

Power of Attorney, Wills, Trusts, Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

38975 Sky Canyon Dr, Murrieta, CA 92563

Charles Edward Hartley

Estate Planning, Employment, Contract, Business Organization, Bankruptcy

Status: In Good Standing

CONTACT

197 Woodland Pkwy, San Marcos, CA 92069

800-923-0641

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LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

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Palomar Mountain Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Aaron Christopher Koenig

Adrian Michael Kulinski

Alan M. Mansfield

Alena Shamos

Asaph Orion Abrams

Bernadette Elaine Probus

Bruce Leichty

C. Taylor

Carey Pickford

Charles Edward Hartley

TIPS

LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

SECURED DEBT

CREDITOR

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

REPOSSESSION

DEBIT CARD

PREFERENCE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

GRACE PERIOD

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