Winterhaven Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Michael Anthony Salorio

Immigration, Family Law, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

El Centro, CA 92244

Ankit Goyal

Estate Planning, Divorce, DUI-DWI, Bankruptcy

Status: In Good Standing Licensed: 8 Years

CONTACT

1005 W State St, El Centro, CA 92243

Mariela Barreto

Immigration, Divorce, Child Custody, Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

1224 W State St, El Centro, CA 92243

Steven Martin Walker

Estate Planning, International Tax, Bankruptcy, Trusts, Wills

Status: In Good Standing Licensed: 41 Years

CONTACT

300 S Imperial Ave, El Centro, CA 92243

John Kenneth Baker

Workers' Compensation, Bankruptcy

Status: In Good Standing

CONTACT

1615 W Main St, El Centro, CA 92243

Christian J Legaspi

Bankruptcy & Debt, Accident & Injury, Criminal, Divorce & Family Law

Status: In Good Standing

FREE CONSULTATION

CONTACT

599 Heber Ave., Calexico, CA 92231

John F. Lenderman

Gift Taxation, Estate, Consumer Rights, Bankruptcy

Status: In Good Standing Licensed: 46 Years

CONTACT

1401 S La Brucherie Rd, El Centro, CA 92243

800-923-0641

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

FDCPA

See Fair Debt Collections & Practices Act.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

Winterhaven Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Michael Anthony Salorio

Ankit Goyal

Mariela Barreto

Steven Martin Walker

John Kenneth Baker

Christian J Legaspi

John F. Lenderman

TIPS

LEGAL TERMS

COLLECTION AGENCY

SETOFF

C CORPORATION

FDCPA

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

GUARANTOR

DISCHARGEABLE DEBTS

GRACE PERIOD

CREDIT FILE

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