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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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John Anthony Varley

Bankruptcy, Credit & Debt, Estate Planning, Foreclosure

Status: In Good Standing

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7373 University Avenue, La Mesa, CA 91942

Sara L. Imsdahl

Bankruptcy, Commercial Banks, Criminal, Family Law

Status: In Good Standing

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2421 Fenton Street, Chula Vista, CA 91914

David A Casey

Foreclosure, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing

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365 Broadway, #203, El Cajon, CA 92021

Bruce Brittin Fisher

Industry Specialties, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

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1941 Verde Glenn, El Cajon, CA 92019

Patrick Edward Herman

Real Estate, Lawsuit & Dispute, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 32 Years

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El Cajon, CA 92022

Fred Robert Chesley

Real Estate, Lawsuit & Dispute, Estate, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 42 Years

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13465 Camino Canada, El Cajon, CA 92021

Robert Moshail Samawi

Divorce & Family Law, Consumer Protection, Credit & Debt, Business

Status: In Good Standing Licensed: 10 Years

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1906 Teton Pass St, El Cajon, CA 92019

Randolph Clayton Houts

Bankruptcy & Debt

Status: In Good Standing Licensed: 39 Years

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771 Jamacha Rd, El Cajon, CA 92019

F. Shaun Burns

Elder Law, Corporate, Credit & Debt, Property Damage

Status: In Good Standing

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860 Jamacha Rd, El Cajon, CA 92019

F. Shaun Burns

Elder Law, Corporate, Credit & Debt, Property Damage

Status: In Good Standing

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860 Jamacha Rd, El Cajon, CA 92019

800-923-0641

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LEGAL TERMS

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

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Alpine Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

John Anthony Varley

Sara L. Imsdahl

David A Casey

Bruce Brittin Fisher

Patrick Edward Herman

Fred Robert Chesley

Robert Moshail Samawi

Randolph Clayton Houts

F. Shaun Burns

F. Shaun Burns

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LEGAL TERMS

LIQUIDATING PARTNER

FAIR CREDIT REPORTING ACT (FCRA)

CREDITOR

PRESUMED ABUSE

COLLECTION AGENCY

REDEMPTION

CHAPTER 7 BANKRUPTCY

REPOSSESSION

SECURED DEBT

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