Alpine Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Sara L. Imsdahl

Bankruptcy, Commercial Banks, Criminal, Family Law

Status: In Good Standing

FREE CONSULTATION

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2421 Fenton Street, Chula Vista, CA 91914

John Anthony Varley

Bankruptcy, Credit & Debt, Estate Planning, Foreclosure

Status: In Good Standing

FREE CONSULTATION

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7373 University Avenue, La Mesa, CA 91942

Jose Luis Guerrero

Estate Planning, Contract, Consumer Bankruptcy, Health Care, Commercial Real Estate

Status: In Good Standing Licensed: 32 Years

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4045 Bonita Rd, Bonita, CA 91902

Ronald J. Pullen

Alimony & Spousal Support, Criminal, Bankruptcy Litigation, Bankruptcy

Status: In Good Standing Licensed: 47 Years

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355 K St, Carlsbad, CA 92011

Kerry Alan Denton

Litigation, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 34 Years

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231 4Th Ave, Chula Vista, CA 91910

Christopher Michael Denton

Workers' Compensation, Bankruptcy & Debt

Status: In Good Standing Licensed: 10 Years

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231 4th Ave, Chula Vista, CA 91910

Chris Denton

Litigation, Workers' Compensation, Bankruptcy & Debt

Status: In Good Standing

CONTACT

231 Fourth Avenue, Chula Vista, CA 91910

David Leon Speckman

Commercial Real Estate, Litigation, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

Chula Vista, CA 91921

David L. Speckman

Commercial Real Estate, Litigation, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

Chula Vista, CA 91921

David Speckman

Commercial Real Estate, Litigation, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

Chula Vista, CA 91921

800-923-0641

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

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Alpine Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Sara L. Imsdahl

John Anthony Varley

Jose Luis Guerrero

Ronald J. Pullen

Kerry Alan Denton

Christopher Michael Denton

Chris Denton

David Leon Speckman

David L. Speckman

David Speckman

TIPS

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

COLLECTION AGENCY

MEETING OF CREDITORS

GUARANTEED RESERVATION

SECURED DEBT

DEBT COLLECTOR

IRS EXPENSES

INFRINGEMENT (OF TRADEMARK)

UNSECURED DEBT

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