Santa Ana Bankruptcy & Debt Lawyer, California, page 2

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Jon A Longerbone

Antitrust, Arbitration, Banking & Finance, Bankruptcy

Status: In Good Standing

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5120 Campus Drive, Newport Beach, CA 92660

Jonathan R. Ellowitz

Bankruptcy & Debt, Bankruptcy, Commercial Bankruptcy, Consumer Bankruptcy

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FREE CONSULTATION

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3101 W Coast Hwy, Ste 306, Newport Beach, CA 92663

Michael R. Lea

Insurance, Business, Collection, Bankruptcy & Debt

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134 W. Wilshire Avenue, Fullerton, CA 92832

Ignacio J. Lazo

Real Estate, Litigation, Corporate, Credit & Debt

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8871 Research Drive, Irvine, CA 92618

Craig Jago Beauchamp

Estate Planning, Bankruptcy, Contract, Commercial Real Estate, Trusts

Status: In Good Standing Licensed: 19 Years

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Santa Ana, CA 92799

Suren Naradha Weerasuriya

Class Action, Employee Rights, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 13 Years

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206 W 4Th St, Santa Ana, CA 92701

Kenneth Michael Misken

Bankruptcy & Debt

Status: In Good Standing

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411 W Fourth Street, Santa Ana, CA 92701

Eve Annette Marsella

Lawsuit & Dispute, Bankruptcy & Debt, Class Action, Contract

Status: In Good Standing Licensed: 31 Years

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411 W 4Th St, Santa Ana, CA 92701

Autumn Dawn Spaeth

Mass Torts, Litigation, Lawsuit & Dispute, Bankruptcy & Debt

Status: Inactive Licensed: 24 Years

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411 W Fourth St, Santa Ana, CA 92701

Michael Jay Hauser

General Practice

Status: In Good Standing Licensed: 35 Years

CONTACT

411 W 4Th St, Santa Ana, CA 92701

800-923-0641

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LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CREDIT FILE

See credit report.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

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Santa Ana Bankruptcy & Debt Lawyer, California, page 2

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Jon A Longerbone

Jonathan R. Ellowitz

Michael R. Lea

Ignacio J. Lazo

Craig Jago Beauchamp

Suren Naradha Weerasuriya

Kenneth Michael Misken

Eve Annette Marsella

Autumn Dawn Spaeth

Michael Jay Hauser

TIPS

LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

TRUTH IN LENDING ACT (TILA)

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

FAIR CREDIT BILLING ACT (FCBA)

CHAPTER 13 PLAN

INTEREST

CREDIT FILE

NUISANCE FEES

ADMINISTRATIVE EXPENSES

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